I have an 835 Credit Score, what should I be doing with it?

Software

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Whatever you do, don't buy a new car.

I know you're getting that itch...

But don't do it.

Go pmt free for a couple years.

Wait till something really catches your eye and the prices come down.
If he lived in a major metro hub where's people like to stunt he could buy a Lambo or Ferrari and rent it out
 

ExodusNirvana

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Saving your money so that when you have a sizeable down payment, and need to purchase property (land or a home...not a car) you can get a loan without issue
 

MoveForward

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I’m glad you made this thread because I’m north of 800 since I paid off a few cards and now I’m like :huh:… Now what?

Amex offered me a personal loan but I don’t need it. I have a lot of equity in my primary and rental but I can’t get my hands on another property because people are literally buying houses cash without even going to look at them.
 

beenz

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No lie. Not bragging. My bills are low, no rent or mortgage. 28k limit, 0 balance. No kids. Car almost paid off.

I'm scared of investing to be honest. Thinking about renovating & flipping homes. idk.

if ur gonna flip homes, the high credit score will certainly help you obtain cheaper financing. so that's a positive.

only debt I currently have is a mortgage, so I kinda don't really need credit these days.
 

Human Torch

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I’m glad you made this thread because I’m north of 800 since I paid off a few cards and now I’m like :huh:… Now what?

Amex offered me a personal loan but I don’t need it. I have a lot of equity in my primary and rental but I can’t get my hands on another property because people are literally buying houses cash without even going to look at them.

shyt almost pointless once you get there, right? :stopitslime:
 

Obreh Winfrey

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I'm scared of investing to be honest. Thinking about renovating & flipping homes. idk.
You contradict yourself because flipping homes is a short term investment. If you mean investing in the market, your credit score has no bearing on that. You can be at a 450 and still invest in stocks. Unless you have cash on hand, you'll need a loan to buy homes to flip, so that's where your score comes into play.
 
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