I Know Older People Who Still Use Check Books

Strapped

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Anyone on the site work for a bank
Do the banks still mail checks to vendors or is it all done electronically now ?






Yes, banks still send paper checks in the mail, but they also use electronic payments extensively, and the trend is toward more electronic transactions
. Many banks will mail a physical check if the recipient cannot accept electronic payments, and some services will send a paper check for the first payment to a new payee to verify the account information.
  • Mailed checks are still common: Many banks print and mail checks for online bill payments, and some services will send a paper check for initial payments to new payees. This is especially common for recipients who don't have a way to receive electronic payments.
  • Electronic processing is increasing: For payments that do clear electronically, many banks will destroy the original paper check and process the payment using an electronic image, which speeds up the process. A 2004 federal law, the Check 21 Act, enabled this shift.
  • Federal and state governments are moving away from checks: Starting September 30, 2025, the U.S. government will begin phasing out paper checks for federal payments like tax refunds, directing recipients to electronic payments instead.
  • Checks are still used for specific purposes: Paper checks will continue to be used for some transactions, such as for individuals who are not comfortable with electronic payments, small businesses, or for certain situations like rent or insurance claims.
 
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num123

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I have not used a check since 2022 and was only doing it because the person i rented from was older. Still have some around just in case.
 

Hater Eraser

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That California Lifestyle ...
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lowkey0z

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these are facts, i got family members who still pay bills by mailed checks - - tried to help them see the other side but they're stuck in their ways :hubie:
 
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