"I Only Date Guys With High Credit Scores"

[intruder]

I have ZERO problems with this.

I personally would have a hard time marrying someone with bad credit since i hear your spouse's credit score can affect yours. I worked hard to get to the mid 700's im in now. I'm not gonna give up my spot that easy for just anyone

 

[MarcMan]

Good. The more that women raise their standards the more our men will have to get their acts together. Motherfukkers throwing money in the club with sub-600 credit scores. Take your ass home.

 

[Family Man]

Even when I was broke I had excellent credit scores. After I paid off my car note, mortgage and pay my credit card bill in full every month my credit score took a nose dive but is still in the mid 700s.
This bytch is half way stupid. Credit score don't really mean shyt when it comes to your overall financial health and is a metric designed to keep people in debt. I rather have low debt and a lower credit scores than be in debt and have a high credit score.

The bytch is only 22 after all so she got time to grpw up and figure shyt out. Not to mention, she's ugly as fukk too

 

[mcdivit85]

Most people are buying shyt on credit for wants, no needs though. And if you play the game right, a high cash/high credit score combo is what you want.

If you want a house, you definitely need good credit to not get fukked on your rate.

Yea and once you get the house with a fixed rate, credit becomes less important. Most people need credit for big purchases. Once you have the big purchases, credit becomes a non-sequitir.

Peace

 

[Action Mike]

 

[Blackout]

Yea and once you get the house with a fixed rate, credit becomes less important. Most people need credit for big purchases. Once you have the big purchases, credit becomes a non-sequitir.

Peace

True, but if you get into cashback you can make a little bit of cash on the side.

 

[Theraflu]

whats the problem ?

 

[Action Mike]

whats the problem ?

What's not the problem.

 

[Cool Dr. Money]

to her for being smart and responsible at a young age she's lucky to have parents that taught her the game early. nikkas read the article and assume shorty is a gold digger but if her credit was fukked up and she was a irresponsible chick with multiple kids outta wedlock nikkas would complain about that too

 

[CASHAPP]

People are exagerrating the first woman's looks. I think she actually looks good. SMH at yall calling her "recovering crack addict". A chick cant be skinny without being ridiculed in here but meanwhile guys hype up fat chicks cause they got ass.

That being said, there is a difference between her saying she looks for men having good credit score than putting a limit and saying something like nothing below 700. She needs to also look at other factors besides credit score. She is being a bit over the top.

 

[CASHAPP]

That broad is average as f*ck . Simps on Instagram got her feeling herself.


*EDIT* The article states she's in graduate school, but yet she said she has no student loans. So how is she paying for her schooling then . Something isn't adding up correctly.

There is this new thing out there in the streets called financial aid that i heard about.


Now stay with me here....the government gives you money to attend college

 

[Rekkapryde]

Yea and once you get the house with a fixed rate, credit becomes less important. Most people need credit for big purchases. Once you have the big purchases, credit becomes a non-sequitir.

Peace

Absolutely. But I want the benefits of credit so I might pay for a purchase with credit and just pay it off once the statement arrives or before the zero interest terms are up. That way my cash is making more money for me in savings or whatever. Make the system work for you.

 

[CASHAPP]

Absolutely. But I want the benefits of credit so I might pay for a purchase with credit and just pay it off once the statement arrives or before the zero interest terms are up. That way my cash is making more money for me in savings or whatever. Make the system work for you.

Ive seen you in threads before about credit. Can you please make a Ask__your username anytihng about credit thread? I'm 24 now turn 25 in january. I was supposed to get a secured credit card last year but procrastinated and never got it done. still never had a credit card

how do i make a determination of what amount i should put on the card? i dont have a car either

if I decide to finally do it now but have no car now...but get a car in the future....would having a car make my score go up? would you use the credit card to pay for gas for your car?

ps.

is it better for me to buy a car or lease it?

 

[PrnzHakeem]

How many credit cards do you have? What are the lines of credits on each? Do you have a mortgage? It isn't that simple as you make it sound.

I have 3 CC: Chase (Visa) - 22K limit, AMEX 20K limit, and an American Airlines (MC) 9K limit

I've had the Chase and Amex for at least 15 years each, never maxed them out and never missed payments. They kept raising my limits. I've had the Airline card for a year, I use it to rack up miles.

I try not to let balances sit on the card but Im not worried about floating a few thousand for a few months if I know I got a bonus check coming and can wipe out what I owe.

I've paid off a car loan early, will be paying my school loans early. Currently have a mortgage and a car loan.

I was meticulous w my credit early on so I could reap the benefits now. The rates I get offered on home and car loans are ridiculous.

 

[Reginald Noble]

But the 2nd one is married now though to her financial equal

Breh....I'm not about the looks when it comes to marriage

But you can't be an ugly chick with a 'tude and unrealistic standards...

That's the WORST