I removed multiple collections from 3 bureau's and got approved for a 25k CC from Navy Fed AMA

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Navy federal is one of the most generous companies when it comes to credit lines even if you have bad credit.

I see folks with high 400 and low 500 credit scores get anywhere from 15k to 24k credit limits. Long as they had a decent salary.

Wtf? NF always been this way?
 

eXodus

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Navy federal is one of the most generous companies when it comes to credit lines even if you have bad credit.

I see folks with high 400 and low 500 credit scores get anywhere from 15k to 24k credit limits. Long as they had a decent salary.
Wow that’s fukkin crazy!
 

Originalman

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Wow that’s fukkin crazy!

Yep thats why you need a family member or friend to bring you on. Thats how they stop folks dogging out the bank. So a family member or friend (who says you are family) brings you on for a account. Then you apply for a card.

Thats cuts down on the riff raff who just want to game the system get on and never pay they cards back. Also NF gives money when you refer folks. So you are a member and refer a sibling. When the sibling gets an account NF gives then 50 bucks and you 100 bucks for referring them.
 

Huda2daf

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Man pm me that shyt I been trying to remove shyt for a purchase later this year
The game is easy brehs. What yall need to know?

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Originalman

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Also fron my experience it is best to challenge the charges on these credit report sites before contacting the creditor.

Cause once you contact them the debt is considered alive and then they know you are around. Thats one way folks have debt that is over 7 years old and creditors still calling them for the debt. Once they contact you or you contact them it basically resets the clock.

Because creditors can sell the debt over and over and over again. Then the new creditor can call you and you speak to them. Now its back on your report even though its over 7 years.
 

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Yep thats why you need a family member or friend to bring you on. Thats how they stop folks dogging out the bank. So a family member or friend (who says you are family) brings you on for a account. Then you apply for a card.

Thats cuts down on the riff raff who just want to game the system get on and never pay they cards back. Also NF gives money when you refer folks. So you are a member and refer a sibling. When the sibling gets an account NF gives then 50 bucks and you 100 bucks for referring them.

So which one of you coli brehs want to bless me into the NF mafia once my credit score hits 720+?
 
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