I removed multiple collections from 3 bureau's and got approved for a 25k CC from Navy Fed AMA

[-deleted-]

I want to let it be known that you all can find this information on the 6 Figures 6 Certa forum as well. The credit thread there has game that people charge thousands for. But of course nikkas sleep on it in favor of TLR

 

[CashmereThoughts]

WHAT WAS YOUR CREDIT SCORE WHEN YOU APPLIED? WHAT KIND OF INCOME YOU WORKING WITH? I UNDERSTAND IF THAT 2ND QUESTION IS TOO PERSONAL.

the TU score based on NF scoring model for Credit cards is 728.
I only used the income that's direct deposited to NF which is 71k but I know people that got the same limit being closer to 50k

 

[CashmereThoughts]

I been having success with this and my credit is mostly good (760 middle mortgage score, middle fico 8 score trailing a bit behind with at 742 since I paid off my car note)

only thing I can’t get remove is this fukkin 30 day late from a 2018 balance on a Target store card.

nikkas help!



I harassed these bytches for weeks, making up all kinds of shyt and they still won’t budge.

Should I try a good will letter??

PM

 

[K.O.N.Y]

the two imagas you see are the only ones. the others were failed attempts to imbed.

Ill tell you my techique in PM

Former navy sailor
With navy fed as well
Dm me breh

 

[CashmereThoughts]

I've been trying to get a Navy Federal account for half a year now because I know they be giving that bread out.

its true. its not hard, you have to know someone that can put you down. for me I told me mom to go open an account and then I would be eligible ad a fam mbr. you have to have a cousin, parent uncle or someone that is eligible for mbrship

 

[CashmereThoughts]

I see folks with high 400 and low 500 credit scores get anywhere from 15k to 24k credit limits. Long as they had a decent salary.

im hearing they tightened up a lot on the low scores. they declined me in 2019 when I was about 600 but I still had them collections

 

[Collateral]

I only have 2 things in collections that I need off. One is only $82 DM me breh

 

[zerorequiem]

PM me breh

 

[CashmereThoughts]

Wtf? NF always been this way?

anyone trying to play the credit game knows about it. its 50-11 MFs with YouTube channels talking about NF for this reason. they actually made the shyt hot. they still give huge limits but have tightened up on the subprime shyt

 

[-deleted-]

anyone trying to play the credit game knows about it. its 50-11 MFs with YouTube channels talking about NF for this reason. they actually made the shyt hot. they still give huge limits but have tightened up on the subprime shyt

so what you say is a good number to apply to them with?

 

[CashmereThoughts]

so what you say is a good number to apply to them with?

what I don't know is their current UW criteria.

first I will say don't use the score credit karma gives you as a gage, if you have applied for credit recently and got a real transunion score from that. I can't give you a score ill say this....

if you have no collections, and your currently utilization is low, (mine was 5%) your probably going to get approved

 

[CashmereThoughts]

I only have 2 things in collections that I need off. One is only $82 DM me breh

says you limit who can view your profile

 

[-deleted-]

what I don't know is their current UW criteria.

first I will say don't use the score credit karma gives you as a gage, if you have applied for credit recently and got a real transunion score from that. I can't give you a score ill say this....

if you have no collections, and your currently utilization is low, (mine was 5%) your probably going to get approved

working on getting the collections off now. They say I have to wait till later this month

 

[Lootha VanDraws]

the people that have gotten DM's from me with free game will tell you otherwise. Im not selling shyt

I need some of this info to get myself right breh...

 

[Guile]

imma take you at your word...don't try to pull nothing on your coli brehs..now