1. establish a trust and trust funds/529 plan 2. hire financial planner/accountant with no power of attorney (meaning that I'm the only one who could sign any checks or authorize acct. withdrawals), pay off debt and student loans, set up a will 3. move to fortress protected mansion, scarface style, in the middle of nowhere with no easy access, pay for it upfront - get 2 lux cars ) and a tri-level loft in Manhattan (soho tribeca, gramercy or hells kitchen) 4)investments, money market accts, cds, savings etc, re-invest in dilapidated houses/communities 5) help rebuild infrastructure and better educational/after care programs in low income communities 6) set up a legal clinic in different cities - free to income based 24 hr legal advice and representation for blacks (not that public defender b.s., barred attys 7) establish a black women's mentoring and upliftment program 8)last but not least, set up $$ and a house for my mommy