id take a lump sum, then i would:
1. buy a penthouse in manhattan
2. buy a BMW
3. buy a vacation home out west in the middle of nowhere where nobody could bother me
4. break my parents off some.
5. act a complete fool and not follow the laws and rules of society. other than murder, with that $, you can get away with anything. Ever see the Simpsons where lionel hutz comes to tell mr. burns they are suing him. Mr Burns then opens a door showing his "legal team" of like 10 lawyers. Lionel Hutz screams and runs away. Thats what DA's would do when trying to press charges on me...see my legal team and just drop that shyt