If your credit card isn't paying you you're doing it wrong

[TLR Is Mental Poison]

I just checked my rewards summary... I paid zero interest (I pay it off every month), zero membership fee and got back $900 in cash rewards

People talk about debt being the devil... avoid it at all costs!... fukk all that Get your FICO up, these companies are literally paying to have customers who can pay their bills on time.

 

[Orange cream shake]

So you claiming your wife credit card now

 

[sayyestothis]

This is basic finance breh. Who isn't using a rewards card for everyday bills and expenses?

either way...

 

[Ghostface Trillah]

If you have financial discipline then a credit card can work to your advantage.

Problem is not a lot of people have financial discipline.

 

[TLR Is Mental Poison]

So you claiming your wife credit card now

My FICO is like 750 breh. She has her own card

 

[CreepyMcCreeperson]

When you shop online, are you going through the card's shopping portal? If they don't have a shopping portal, you can go through Mypoints, or ebates, or Mr. rebates and double dip. You get the card points, plus the rebate. If you care about airline miles, all the major airline and hotel chains have shopping portals too.

And you can put the cashback in a high yield savings, and earn interest on top of it.



A lot of people do manufactured spending, whch is buying a bunch of visa gift cards just to get the points or cashback, then using or liquidating the cards, or buying a bunch of gold $1 coins, then depositing the coins into your checking to pay off the card. But you can't do it too often, because they catch on, and flag you. You used to be able to liquidate the gift cards on Amazon payments, but I don't think you can do that anymore.

 

[YamakaSmacker]

What card you using with zero annual fee? How many points per dollar spent? I think I'm about to upgrade from this chase preferred

 

[Atlrocafella]

You giving the game away. I’m making money off these CC companies

 

[the artist known az]

What card you using with zero annual fee? How many points per dollar spent? I think I'm about to upgrade from this chase preferred

All my cards have zero annual fee...There's a bunch of them out there

 

[goatmane]

I just checked my rewards summary... I paid zero interest (I pay it off every month), zero membership fee and got back $900 in cash rewards

People talk about debt being the devil... avoid it at all costs!... fukk all that Get your FICO up, these companies are literally paying to have customers who can pay their bills on time.

your credit card company laughing at you breh... they probably sold your information for 10x that much. $900 is pennies to thembrag about crumbs

 

[TLR Is Mental Poison]

What card you using with zero annual fee? How many points per dollar spent? I think I'm about to upgrade from this chase preferred

I think it's the BoA rewards card. The catch is you have to keep a minimum balance across accounts and its pretty high. But yea there are a lot of options out there that you prob dont need to keep a balance on

 

[TLR Is Mental Poison]

your credit card company laughing at you breh... they probably sold your information for 10x that much. $900 is pennies to thembrag about crumbs

How much passive income did you generate last year Put us onto game.

 

[DEAD7]

Black + 750 = easy small business loan if you know what you doing. Might wanna consider jumping into entrepreneur lane if you haven’t already.
If you wanna make the most of Trump, it’s the way to go

 

[PrnzHakeem]

I only use airline CCs cuz fukk paying for bags and I need my miles.

Ideally i'd pay it off every month, but fukk all that. The money goes to other shyt.

A little CC balance aint never hurt nobody.

 

[DEAD7]

My travel rewards card has been good to me.

 

[General Mills]

When you shop online, are you going through the card's shopping portal? If they don't have a shopping portal, you can go through Mypoints, or ebates, or Mr. rebates and double dip. You get the card points, plus the rebate. If you care about airline miles, all the major airline and hotel chains have shopping portals too.

And you can put the cashback in a high yield savings, and earn interest on top of it.



A lot of people do manufactured spending, whch is buying a bunch of visa gift cards just to get the points or cashback, then using or liquidating the cards, or buying a bunch of gold $1 coins, then depositing the coins into your checking to pay off the card. But you can't do it too often, because they catch on, and flag you. You used to be able to liquidate the gift cards on Amazon payments, but I don't think you can do that anymore.