Inflation is up to 3.1%

[Wig Twistin Season]

According to reports, California did record
14,751 foreclosure starts in the first half of 2025. This placed California among the states with the greatest number of foreclosure starts during that period, though it was not the highest nationwide. Texas and Florida recorded a higher number of foreclosure starts.

FORECLOSURE ACTIVITY IN FIRST HALF OF 2025 UP FROM PREVIOUS YEAR

/PRNewswire/ -- ATTOM, a leading curator of land, property data, and real estate analytics, today released its Mid-Year 2025 U.S. Foreclosure Market Report,...

www.prnewswire.com

The lack of jobs and adequate income mixed with the inflation from the pandemic “boom” created a hangover we’ll all feel for a while.

 

[IIVI]

Only really good economic fundamentals will get us out of this mess. Being really disciplined with policy, the people running things making good, careful decisions, etc.

Good luck on that with Trump

This dude and that administration are careless as fukk

This guy is the worst possible President at a horrible time time for the average person: tech boom, A.I making moves and employers thinking they need less and cheaper people working for them.

 

[RageKage]

Fed is in an impossible position now, only significant more job losses, more than we have seen since covid or last recession should they think about cutting rates

 

[JNew]

If it’s price gauging why would it be consider it inflation?

The prices aren't justified. Just a way for these companies to hoard cash before the 2030 crash.

 

[Tallac]

Stock market is up tho by quite a lot today. Those CPI numbers do not scare them anymore.

 

[Samori Toure]

Still think they hold firm on not cutting rates till the end of the year. What you think OP?

Since Trump has politicized the economists then everybody now expects the cut. I don't think it is a sound fiscal decision, because a rate cut will only make inflation worse. The prudent thing to do would be to end the ridiculous tariffs.

 

[OneManGang]

I see it. I see it in big letters.. R A T E C U T




If it’s price gauging why would it be consider it inflation?

Can you explain though. Why would they cut rates and worsen whatever situation we’re in rn?

 

[JNew]

Stock market is up tho by quite a lot today. Those CPI numbers do not scare them anymore.

Everything is overvalued. Just ride the wave up for now.

 

[acri1]

People only care about the economy if a Dem is in office

 

[Samori Toure]

No way they cut rates now. They will wait until Powell is in the bushes…what could go wrong with rate cuts in the face of 4 - 5% inflation?

4% or 5%? When Trump’s full tariffs kick in we are going to fly right past that. If the oil prices rebound we could hit 7% through 9%, because those costs will have to absorbed by the consumers.

America used to have double digit inflation in the 1970s and 1980s due alot to the increased price of oil. I think that inflation topped out between 14.5% to 15% around 1980 or 1981. This shyt can get real crazy real fast.

 

[IIVI]

We are cooked if we expect this administration to navigate GPT-5’s solutions to control inflation without wrecking the job market

Let prices keep slowing while the economy downshifts gently, not crashes.

What policymakers should do

• Go gradual on rate cuts. Only ease if monthly inflation keeps printing “calm” (think ~0.2% m/m). Don’t slam the gas—avoid a relapse.
• Fix housing supply. Fast-track permits, legalize more duplexes/ADUs, speed hookups/inspections. More units = cooler rents = a big chunk of CPI comes down.
• Tame “sticky” services.
  • Health/insurance: crack down on junk fees/fraud, promote competition (e.g., easier switching, transparency), push site-neutral payments.
  • Auto insurance: speed repairs/parts, target fraud, modernize state rate-setting so savings pass through.
• Don’t add new cost shocks. Avoid broad new tariffs or rules that raise input costs; keep freight/ports/rail moving smoothly.
• Boost capacity, not demand. Green-light grid/transmission, domestic energy and critical minerals, and logistics upgrades—these raise productive supply and lower inflation pressure.
• Grow the workforce/productivity. Expand high-skill immigration, apprenticeship/upskilling, childcare that expands labor supply, and encourage responsible AI adoption.

What not to do

• No big, broad stimulus while inflation is still above target.
• No abrupt, front-loaded cuts that reignite demand before services inflation cools.
• No “extend & pretend” on weak loans (e.g., CRE). Recognize losses, recapitalize where needed—clean balance sheets speed recovery.

If you’re an individual/investor (quick)

• Debt: Favor fixed rates; consider refinancing if/when rates drift lower.
• Cash & bonds: Ladder maturities so you’re not betting on one timing.
• Equities: Prefer firms with pricing power, lean balance sheets, and productivity tailwinds (automation, software).
• Housing: If renting, watch local new-supply pipelines; rent inflation usually cools with a lag once supply hits.

The scoreboard (3 dials to watch)

1. Monthly core inflation (is it ~0.2%?).
2. Labor trend (unemployment/claims rising slowly = soft landing; spiking = recession risk).
3. Rents/“shelter” (when market rents cool, official shelter follows with a lag).

Do those three keep improving? Then we glide out. Do they worsen together? Then tighten the belt (pause cuts, tackle cost bottlenecks fast).

They’ve already violated like half of these things.

 

[Vandelay]

No way they cut rates now. They will wait until Powell is in the bushes…what could go wrong with rate cuts in the face of 4 - 5% inflation?

Purchasing power goes into the toilet. $20 for some eggs that the other side conveniently instantly forgot about.

 

[Red Money]

YTD according to Google AI as in July 2024-25 is 2.7%. that's not much growth. Historical target has always been 3.5%.

10years of savings accounts and CDs not really growing post Great recession was wild with 0/low rates. That was a viable option for regular folks without getting to much into the stock market. 100k in 2006 could get you 5k over the course of 365 days in a CD.

 

[Panther]

job market is already looking cooked, winter is gonna be rough

fed needs to hold off cuts cause shyt might get spooky soon

 

[OneManGang]

I’m trying to figure out why the feds wouldn’t RAISE rates. Inflation is worsening. A rate cut would be a bold ass move

America might need to feel some hurt before this gets better