"Its literally impossible to save money when you're poor"
- Thread starter newarkhiphop
- Start date
I WOULD SAY SOME FOLKS DON'T KNOW THE DIFFERENCE BETWEEN NEEDS AND WANTS. I LIVED ALONE ON 8.25 /HR AND PEOPLE OFTEN ASKED ME IF I WAS A DRUG DEALER ON THE SIDE.
I PAY FULL PRICE FOR NOTHING AND I HAD NO VICES. PEOPLE CAN'T WRAP THEIR MINDS AROUND HOW MUCH THEY SPEND ON THEIR VICES AND TOYS.
I PAY FULL PRICE FOR NOTHING AND I HAD NO VICES. PEOPLE CAN'T WRAP THEIR MINDS AROUND HOW MUCH THEY SPEND ON THEIR VICES AND TOYS.
infamousred
All Star
Impossible is too strong of a word...especially if shes working a full time job. Move out of the city. If you're poor and receiving food stamps then stop eating out 24 fukking 7 and bring your lunch to work. Enough with the leasing shyt from stores. Buy it straight out or don't have it at all. If you can't put back 20 dollars a month and you aren't doing any of the above then I don't know wtf to tell you. Your money management is abysmal.
Why are you worried about the next man's pockets though?fukk off i didn't go to school and grab a degree just so the schmuck at mcdonalds can make almost the same pay as me
Just do you.MarloStanTrill
Banned
Anything is possible, you need some income but anyone can start small
what this chart leaves out is how many times you will have to take this money you "saved" and spend it on unplanned things that happen to poor people every day like:
car problems, hospital co pays, ER visits, kid is sick, prescips, overdrawn check fees, the additional money spent on groceries in corner stores because of no ride/or no decent grocery stores close by, GETTING ROBBED, funeral expenses
Then there is the Poor tax- Fees poor people pay each day that wealthier people never deal with like check cashing fees
Just like OP- all advice from non poor, always falls back to the same ol shyt "Drink one less cup of coffee a day" "sAVE $1 a week"
nikka the TRULY poor HAVE ALREADY CUT OUT THAT COFFEE , and are paycheck to paycheck coming up short a few days before payday- and for those people there is no cup of coffee to cut, and they dont have that extra $1
I know this will fall on deaf ears
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MarloStanTrill
Banned
IF i didnt lease right now I wouldnt have" a car to get to work (THEREFOR A JOB), the apartment i Lease, my washer and dryer-- now if i saved to buy just those 3 things in cash i would need about $15000. Let me know what poor person has 15k read to blow. Even dope boys aint eating like that no more- Every nikka that sells even got legit day jobs too
Hopefully no one does that to your daughter.long as women walking around theres plenty of hustles left
if shyt go south im sendin hoes been hip to the game since 14 shyts too easy
GetInTheTruck
Member
I've been overseas and seen people with no legs running fruit and vegetable stands. Impossible my ass.
Dwayne_Taylor
Superstar
As a former department of social services case worker and seeing what people go through ... I completely agree. Like the saying goes... it cost more to be poor.
There are people in this thread who likely make 60K + and live paycheck to paycheck, but can't understand why poor people cant save. y'all on some
There are people in this thread who likely make 60K + and live paycheck to paycheck, but can't understand why poor people cant save. y'all on some
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infamousred
All Star
Nah I'm referring to places like rent a center etc so the only thing that fits that criteria is the washer and dyer. I'd never lease anything outside of a piece of property.
if I can't pay it in full and own it then I'm not interested.
notPsychosiz
I started this gangsta sh-
If you have 10 ppl in a 2 bedroom you are poor do to discipline issues, as I stated.
Hispanics and asians purposely live on top of one another because it allows them to accumulate wealth incredibly fast.
The only way 10 ppl can remain poor in a 2 bedroom is if 7 of them are doing nothing whatsoever. Thats just the math of it.
Its pretty cut and dry. If you're having trouble with paying the power bill this month as a single person then you shouldn't be fukking having kids. There is zero reason, beyond pure laziness or a severe mental/physical handicap that a single person can't make enough to get by, and improve on that situation in a year or 2 by getting promoted or finding something better. I just will not accept any reason an able 20 or 30 something can't make something of themselves provided they give any type of effort. Having kids in that situation is fukking retarded, and is a life crippling mistake. Kids are a luxury. If you can't afford them, don't have them. It's literally that easy. Will you be living the good life trying to get on your feet? Of course not. But you can work at panera bread or some shyt, and live a basic ass life for the short term and you can improve on your situation from there with some effort
this is fine, and I agree that these CEO's shouldn't be making that money.
But there are thousands of jobs are still at the community level. Small businesses, locally owned restaurants, dry cleaners, carpenters, plumbers, etc.
all these jobs would take a huge hit. OF course the CEO can afford it(he doesn't want to...but he can) the average business can't though. and that is who is gonna feel the hit.
The middle aged family busting their ass off in their bakery or butcher shop can't pay 12/hr for that extra help.
but that is still better than when that same tire blows out now you gotta put it on a credit card or soemthing now you are deeper in that hole.
lots of ppl making excuses "b-b-b-but what about if my car breaks down...then its all gone" "what if I need medical bills...blah blah blah"
Taking that money from money you saved is the reason you saved it in the first place. TO better your situation.
Using that savings is better than accumulating more debt to get you out of that hole.
The situatioin isn't gonna go away right? might as well be prepared(somewhat) with that then not.
Always the excuses. Where are you living, that if you're broke and looking for work, you can't bike to your job if need be? I rode my bike to work after college 5 miles each way for fun, not for financial reasons. Get a lil workout in plus saved some cash to boot. People worried about a tire blowing out? Get something close to home, bust that bike out, and eschew car insurance/car notes/gas money for a lil while til you get a money cushion