Joint Bank Accounts or nah?

Paisley Darts

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I just opened a joint account with my girlfriend. We have been dating for 3 years and are about to get married.

We both have separate bank accounts but we do have a joint checking and savings. The checking is extra money for paying off debt (student loans, etc. not house bills.) and the savings account is for saving up for a house/emergency.

A lot of people I've talked to have joint accounts as their main account (all of their money flow through the account) and each person then transfers money from the joint account to their personal accounts. I would not advise this. It seems backwards to me. The way me and my girl have it, our money goes to our personal accounts and we have a set amount that we transfer to the join accounts. This way, she has no clue how much money I have in my bank account and vice versa. Also, as I stated before, we only use the joint accounts for debt/saving for the future. So if we want something personally, we use the money in our personal accounts. If you do it like most people and let all of yall money flow through the joint account, I would think this is how arguments spark over how you are spending "our" money.

Sidebar: Me and my girl basically split the bills. I make about $20K more and have no debt, (she has debt) so I take on about 60% of the bills and she pays the other 40%.

Any working woman in 2014 talking that "men need to pay all the bills" bullshyt needs to get all the way the fukk outta here.
 
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posterchild336

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whatever happened to people having more than one bank account? When married I will have a joint where we both contribute and pay bills and our separate accounts, its not rocket science.
 

KinksandCoils

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Joint account for bills only.
Then seperate account for personal purchases. This would include if u want to buy something for each other or just for yourself.
 

Will Ross

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whatever happened to people having more than one bank account? When married I will have a joint where we both contribute and pay bills and our separate accounts, its not rocket science.


The thing is most women don't feel like they should be paying the bills with their money
 

posterchild336

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The thing is most women don't feel like they should be paying the bills with their money

i dont know about "most" woman, but a woman that feels this way I wouldnt be in any type of relationship anyway...dudes love these "instagram" models with nothing to offer, thats just not my style thats why I laugh when I see dudes on the coli see a pic of a chick and say I would wive, or I wouldnt pull out smh
 

KOOL-AID

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#factsonly

@Emperor_ReinScarf said I should be grateful for a loyal nikka making 10.50 an hour.... so we keeping our accounts separate...

matter of fact, where best buy dude at.. he making 12.50 and bout to get a raise... I heard he about to be on the market...
:pachaha:this is why I love u
 

Will Ross

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i dont know about "most" woman, but a woman that feels this way I wouldnt be in any type of relationship anyway...dudes love these "instagram" models with nothing to offer, thats just not my style thats why I laugh when I see dudes on the coli see a pic of a chick and say I would wive, or I wouldnt pull out smh

If you asked a woman to pay her half on a date do you think she would be cool with it?
 

posterchild336

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If you asked a woman to pay her half on a date do you think she would be cool with it?

If I was asking a woman on a date I would naturally pay but I have been on many dates that they pay. what does this have to do with my previous statement or thread title though?
 

hoodheronova

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The only reason my woman and I have a joint account is to save up for vacations. We take two international vacations a year and a few domestic throughout the year.

If money goes missing all that means is she ain't going on vacation with me
 
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