Just had my offer accepted for my 1st condo

[hashmander]

So you're obtuse to the possibility that a historically famous town for witchcraft and black magic (to the point tv shows and documentaries were made of it and it being including in k-8th grade books), isn't going to capitalize off of its notoriety through generating revenue for their economy?

no 16 year old me didn't think about it.

 

[phcitywarrior]

im doing a 30 and im just gonna overpay every month

See if you can get a 15 yr fixed and if not 20 yrs. A lot of people will say they'll get a 30 and over pay but never get around to doing it. At least with a 15 yr fixed you'll be obligated to.

 

[Rawtid]

im doing a 30 and im just gonna overpay every month

If you want to be exact, use an online calculator with your actual figures and get the amortization schedule for 15 (or how ever many) years you desire. That way you can budget an actual amount.

 

[winb83]

i just talked to some finance dikkhead this morning about investing, but honestly im not even sure i'm feelin that. if my loan is losing 4.5 interest, then i feel like id be better off just throwing any extra cash at the loan instead of gambling on getting over 5% back

Investing isn't that much a gamble.

Invest in an index fund that tracks the S&P500. You'll make money and you're so young that even if the market goes down one or two years it will recover and you'll still make money. Even with the crash of 2008 the market recovered.

 

[the cac mamba]

Investing isn't that much a gamble.

Invest in an index fund that tracks the S&P500. You'll make money and you're so young that even if the market goes down one or two years it will recover and you'll still make money. Even with the crash of 2008 the market recovered.

this shyt is actually going badly, the fukkin bytch won't find a place to live and she's saying she needs more time

place is perfect, otherwise id fukkin walk. i dont have any recourse besides getting my money back, i dont wanna deal with this bullshyt

 

[Swirv]

this shyt is actually going badly, the fukkin bytch won't find a place to live and she's saying she needs more time

place is perfect, otherwise id fukkin walk. i dont have any recourse besides getting my money back, i dont wanna deal with this bullshyt

Did you close already?

 

[the cac mamba]

Did you close already?

nah, the close date on the contract is end of the month but she hasnt found somewhere to live so we already know she's gonna be in breach of it

 

[Swirv]

nah, the close date on the contract is end of the month but she hasnt found somewhere to live so we already know she's gonna be in breach of it

Tenant or seller?

 

[the cac mamba]

Tenant or seller?

seller

 

[Swirv]

seller

Will it affect your mortgage rate by allowing an extension?

 

[the cac mamba]

Will it affect your mortgage rate by allowing an extension?

yeah, slightly

the real issue is that was gonna kill my apartment and move in with my parents to wait this out, and it should have been 2-4 weeks at the most. but then if i do that, she could fukkin jerk me around for months and theres not shyt i can do about it

situation fukkin sucks

 

[Swirv]

yeah, slightly

the real issue is that was gonna kill my apartment and move in with my parents to wait this out, and it should have been 2-4 weeks at the most. but then if i do that, she could fukkin jerk me around for months and theres not shyt i can do about it

situation fukkin sucks

That's tough. She could move into an airbnb and throw her stuff in storage to close this deal. You think they are jerking you around because they have another fish on the hook?

 

[the cac mamba]

That's tough. She could move into an airbnb and throw her stuff in storage to close this deal. You think they are jerking you around because they have another fish on the hook?

nah, definitely not. i met her asking price, she said she had no wiggle room and its a fair number so i dont give a fukk. the issue is that she has to find a condo to buy herself, a smaller one. but who the fukk goes house hunting when they're fukkin 70 years old

but yeah i cant let this c*nt hold my deposit in escrow indefinitely shyt sucks

 

[Swirv]

nah, definitely not. i met her asking price, she said she had no wiggle room and its a fair number so i dont give a fukk. the issue is that she has to find a condo to buy herself, a smaller one. but who the fukk goes house hunting when they're fukkin 70 years old

but yeah i cant let this c*nt hold my deposit in escrow indefinitely shyt sucks

You're in a tight spot. It's up to her agent to convince her to make other arrangements now. Wish you the best.

 

[Oldschooler]

Damn brehs I'm jealous out here in Toronto condos going for 600k+ for a 650 sqft 1 bed 1 bath.