that whole story was down to credit score (notice how they conveniently mentioned the mixed japanese chick had a good one and no mention of the african chick's score). she didn't need a white person to vouch for her, she needed someone with a good credit score to be on the application. the implication that only white people or "white adjacent" can have good credit is defeatist. in this country data is our only hope because if someone like me had to rely on some cac loan manager deciding if i would get credit i would never get it. that's why i like tim scott's proposal because we need to see scores in the analysis. that's the only way to root out if it's a discrimination issue or you just need to be a responsible user of credit. also positive reporting on utility bills and cellphone bills, etc. is good too.wow...
Its incredibly depressing because the only way to fix this is through some sort of government action with teeth that will make them suffer the consequences. We know for the next three years, god forbid hopefully not 7, that is not going to happen if not actions are going to be taken to make it easier.
There is an entire system in place to ensure that the racial caste system is maintained in the current order. I mean its not new but its fukking disgusting to see it play out in the most blatant of wayswhich is different than knowing it happens in the abstract. The girl was like "yeah my financial situation is complete shyt and I rely on my black girlfriend with financial help" and they were like "No worries, here is your loan
"
The solution is to build up black wealth through black banks and other means but that requires the ability to acquire capital in the first place and there is a system to make economic mobility on a widescale very difficult
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