Loan repayment advice for $100k+ student loans

[Brolic]

I finally have 72k. Im trying to decide if I should pay it all off, or just pay all the loans at 6%($40,000) and let $32,000 sit in bonds until the bond interest rates drop below 4%.

 

[DeuceZ]

My homegirl got like 80k in student loans forgiven coz she worked for a non profit

 

[Bunchy Carter]

At least you paying it, Imma wait to see what Biden gonna do about my $15k

 

[HoldThisL]

They gonna have to find me!

 

[Brolic]

Mission complete

 

[XannyWarbucks]

Mission complete

Owe nowhere near as much, but congrats. I know deep-down you're like at seeing all that shyt go, but fukk it. The rest of the money coming in is yours now.

 

[Serious]

 

[LeVraiPapi]

Mission complete

This balance is a blessing to you brother.

Use that balance and make a goal to pay it in 5 years max. Come up with plans to increase your income. Don’t have a broke man mindset. Look at that balance and use it as a motivation to keep you focused on earning more money and the rest will be history.

Once you pay that off, that income will still be there and you should be a millionaire by age 50 the latest.

Much love and hit my PM if you need some pointers

 

[Secure Da Bag]

Mission complete

If you're @Serious about your future cash, things you should look into are:

• Money Market Accounts
• Index Funds
• Whole/Universal Life Insurance
• Crypto (ie: pancakeswap, uniswap, sushiswap cryptocoins)

 

[Brolic]

If you're @Serious about your future cash, things you should look into are:

• Money Market Accounts
• Index Funds
• Whole/Universal Life Insurance
• Crypto (ie: pancakeswap, uniswap, sushiswap cryptocoins)

I’ve been using a HYSA, Spaxx money market, treasuries and ETFs/index funds. Crypto is trash, it’s nothing but pump and dumps and scams. I lost $6k on Celsius.

 

[Secure Da Bag]

I’ve been using a HYSA, Spaxx money market, treasuries and ETFs/index funds.

Crypto is trash, it’s nothing but pump and dumps and scams. I lost $6k on Celsius.

That's why I named the exchange currencies not the regular crypto.

 

[Brolic]

That's why I named the exchange currencies not the regular crypto.

Man crypto is trash period. There is literally no purpose for crypto. The only reason I put money into was because I had just got my first legit job and knew nothing about investing.

Millions of new investors including me got scammed/burned. You think they’re gonna come back? Plus the biggest platforms have already been exposed as scams. FTX, Voyager, Anchor protocol, Celsius, Blockfi, Gemini Earn, etc.
Ask yourself where the next wave of money to pump crypto is gonna come from? Be smart and take your money out of crypto.

 

[Secure Da Bag]

Man crypto is trash period. There is literally no purpose for crypto. The only reason I put money into was because I had just got my first legit job and knew nothing about investing.

Millions of new investors including me got scammed/burned. You think they’re gonna come back? Plus the biggest platforms have already been exposed as scams. FTX, Voyager, Anchor protocol, Celsius, Blockfi, Gemini Earn, etc.
Ask yourself where the next wave of money to pump crypto is gonna come from? Be smart and take your money out of crypto.

You're not hearing me, but it's fine. As I said to @Serious to each his own.

 

[Brolic]

You're not hearing me, but it's fine. As I said to @Serious to each his own.

I understand you 100% breh. Every crypto coin including exchange currencies like FTT, Luna, Cel, VGX, and Cro are pump and dumps or flat out scams. We’ll just agree to disagree .

 

[Secure Da Bag]

I understand you 100% breh. Every crypto coin including exchange currencies like FTT, Luna, Cel, VGX, and Cro are pump and dumps or flat out scams. We’ll just agree to disagree .

The ones I named have been around for awhile and have been solid. But cool.