I would never trust the self-description of a women unwilling to actually show a picture of herself, unless some outside unbiased source can verify that what she says about her appearance is true. That means, I would never trust her female friends to give an accurate description of her either. Women have a propensity to over-rate the physical attractiveness of their friends.
So really, her question would first be responded to with a question of my own. What evidence do you have that you are really considered a dime by men?