Miss one credit payment brehs...

[Tribal Outkast]

I don't think it matters the day you pay the payment as long as its paid and its not ever entered as "late" which the payment has to be redundant 60 days at least. That's why the OP's story makes no sense. Most creditors don't report late payment unless its 60 days or more. 30 days seems a bit off. Why he felt the need to post his credit score is odd as well.......

Oh ok preciate that. shyt scared TF out of me lol

 

[75 Others]

115 point hit, naw it's more shyt than this

 

[TheDarkCloud]

I don't think it matters the day you pay the payment as long as its paid and its not ever entered as "late" which the payment has to be redundant 60 days at least. That's why the OP's story makes no sense. Most creditors don't report late payment unless its 60 days or more. 30 days seems a bit off. Why he felt the need to post his credit score is odd as well.......

Nah. It is definitely 30 days. 60 days is usually when collection activities start happening.

 

[TheDarkCloud]

Oh ok preciate that. shyt scared TF out of me lol

Sorry bro but that font isn’t correct. Lol

Credit bureaus don't consider a payment late until it is 30 days past due. So while your mortgage holder or credit card issuer may charge you extra for paying three weeks after the due date, your credit score should be none the worse for it.

The 60 day mark is typically when you have collection agencies blowing your phone up.

 

[NoChillJones]

Sorry bro but that font isn’t correct. Lol



The 60 day mark is typically when you have collection agencies blowing your phone up.

That typically depends on the lender/business. But I don't know anyone who will throw something into collections that quickly. That usually takes a while in most cases 6 months or more.........that's just from experience cousin.