Monthly car note unappreciation thread

[Drake is God]

2k a month car note for the new stingray?!??!

He has a 300 credit score

 

[March Madness]

A breh is actually trying to refinance. Any advice from anybody who has done it before?

stick with the same loan duration that you originally financed for if u want lower monthly payments

i.e - if u financed at 72/mo ... don't refinance for 36/mo... have you been pre-approved already or ...?

Probably a 3-year loan.

2k a month car note for the new stingray?!??!

could be ... because it isn't the Z06, it's the Base Stingray.

more than anything i think he got one with Market Adjustment Markup. (they were new then)

breh probably paid $75-85ish with TL&R for a car that's MSRP is $53-58k now.

 

[Sterling Archer]

The assbackward priorities in this thread.

 

[NSSVO]

If you want a bmw you gotta sacrifice

True

 

[the artist known az]

Haven't had to pay a car note in almost 4 years

 

[Data-Hawk]

Get a car with low payments I never understand while dudes getting 400-500 dollar payments on a fukking car.

Yup. My brother is paying $700 a month for his car...He keeps trying to get me to buy a new car( I haven't had a car payment in 2 years ). I'm not buying shyt until it falls apart...lol

We are always talking about starting businesses on here. People need to start talking about how to get rid of bills first.

 

[Calmye]

I like the 2016 BMW M3, but these payments .

I had to cut back on the weekly Benihanas and Ruth Chris.

now just Imagine if you didn't eat out every week and drove a civic then put the rest in a savings account. Then you'd actually have money instead of fronting like you have money.

 

[richaveli83]

$1300 left on the Benz. I might double my payment and pay it off next month instead of March.

 

[AVXL]

stick with the same loan duration that you originally financed for if u want lower monthly payments

i.e - if u financed at 72/mo ... don't refinance for 36/mo... have you been pre-approved already or ...?





could be ... because it isn't the Z06, it's the Base Stingray.

more than anything i think he got one with Market Adjustment Markup. (they were new then)

breh probably paid $75-85ish with TL&R for a car that's MSRP is $53-58k now.

No I haven't started the process yet. But I'm looking to refinance soon within the next few weeks. Is it better to refinance with a bank or credit union?

 

[Spence]

Don't miss those days at all. This is where being able to work on your own car and keeping it up beyond it's years is heavenly. Next vehicle I get will be a truck though. But there won't be a note involved or if it is it won't be much at all. #saveteam

Saved a shyt ton of money by doing this, its fun, and makes me feel alpha as fk knowing I can do shyt that regular betas claim they can do

Bunch of thousandaires up in here stuntin with a car their finances cant truly support

 

[beenz]

But on the other end, females see cars first, they dont think it through. They see a nice car and auto think money. High chance a female isnt going to mess with you if you drive a hoopty even if you have a nice 5 bedroom house.

no doubt. I know a cat that's older than me who lives in a 1BR apartment, but made sure he has a 2015 inifinti q50.

cats think its cool to pay half a mortgage payment on a car note to impress some bird brain hoes.

 

[Hijo de luna]

$900+ on a car note is just plain dumb. You could invest that into a mutual fund and have $250k in 10 years or retire in 20. But ima let y'all stunt

 

[beenz]

$900+ on a car note is just plain dumb. You could invest that into a mutual fund and have $250k in 10 years or retire in 20. But ima let y'all stunt

I have said this many a times. but the last time I had a car note, it was around $350 a month. and I'd send $200 to my savings account in order to have that car note deducted every month.

but once the car was paid off (and this has been years now), I kept sending that $200 to my credit union savings account. so without trying, I'm saving $6250 after taxes just on that alone. I have been doing this for years now, so if I really wanted to, I could go in and get a new car and pay cash.

I never needed that additional $200 each check because I was so used to not having it, I kept living as if I were paying that car note.

 

[March Madness]

No I haven't started the process yet. But I'm looking to refinance soon within the next few weeks. Is it better to refinance with a bank or credit union?

depends on the rates tbh ... probably need to shop around

only problem with shopping is CU/Banks might do hard pulls

my local bank was talking the best numbers so i went with them

refinanced my 2SS Camaro for 5% @ 72/mo before paying it off.

 

[Dank Hill]

I'm trying get to that point as well, but you should be hollering at @Dirty for advice

yea, I have picked his brain IRL about becoming self employed and what not. Good dude to talk to

Will probably hit him up again when the time comes closer.

finally at the point where I can start saving aggressively, gonna talk to an uncle in law about it later on. he has several properties, apparently

shyt is good but it aint always easy brehs. I got 2k worth of shyt to fix from december alone. I can say that stuff don't break that often tho. I'm bout to start buying land in japan now.