More Subprime Borrowers Are Missing Loan Payments

Hostile

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Paid $12,000 in the past two months. shyt started affecting my credit score in a negative way from paying too much too fast. Was trying to have it all paid off before June hit but now I'll wait a couple months. Only got 3 grand left till I'm debt free. Not subprime. I got great credit. Just posting shyt.
My credit score just dropped by 28 points. This is some bullshyt.


  • Credit Rating Decrease​

    Your Credit Rating has changed from Very Good to Good.
    Today

    Score Decrease​

    Your FICO® Score has decreased by 28 points.

Credit Usage Decrease: Student Loan

Your DEPT OF EDUCATION/NELN account's Credit Usage significantly decreased to 67.51%.

Credit Usage Decrease: Student Loan

Your DEPT OF EDUCATION/NELN account's Credit Usage significantly decreased to 74.8%.
 

mastermind

Rest In Power Kobe
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I don't understand how paying too much too fast can negatively affect your credit score.
They say it’s because it’s current snapshot of your credit and paying on time And consistently.

Imo, it’s because financial companies expect cash flow on a acheduled Basis and you break their rhythm.
 
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