my parked car got hit by a city bus

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How do you expect to get pain and suffering if you weren’t in the car

larry-david-faints.gif
 
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If it's totaled they'll buy you a new car and that's it.


incorrect. if it's totaled, they will give you the value of the car. most times people will NOT be able to buy a new replacement with the depreciated value of the totaled car.
don't let it be a car that is upside down on the note, you might end up coming out of pocket to pay the rest of the note unless you have gap insurance!
 

Spence

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incorrect. if it's totaled, they will give you the value of the car. most times people will NOT be able to buy a new replacement with the depreciated value of the totaled car.
don't let it be a car that is upside down on the note, you might end up coming out of pocket to pay the rest of the note unless you have gap insurance!
Correct, people rarely carry gap insurance but that’s exactly what it’s for
 

The Half-Blood FKA Prince

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last case scenario

I'm trying to find a loophole where I get monthly checks for life, it's the city bro :lupe:
Just tell ur insurance company u want monthly installments for life. Depending on ur type of car, policy, and deductible, u should be good for at least an easy 1.50-5.00 a month on the higher end for the rest of ur life :blessed: Depending on how long u plan to live:lupe:
 

Dameon Farrow

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Try to commit insurance fraud, brehs.
Actually people do this all the time the issue is posting online about it. Thankfully the board is anonymous.

Also I have zero sympathy for insurance companies. They started the fraud first. If I never have to use them they get to keep the payments I made. Sounds like fraud to me.
 

Spence

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Actually people do this all the time the issue is posting online about it. Thankfully the board is anonymous.

Also I have zero sympathy for insurance companies. They started the fraud first. If I never have to use them they get to keep the payments I made. Sounds like fraud to me.
And when you do have to use them they take the cheapest route possible :beli:
 

bnew

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heavily damaged the front-door, mirror and front bumper

since it's the city with deep resources and not a random bum, how can I squeeze as much as possible from them :lupe:





unfortunately I wasn't in the car so any scenario of me claiming thoracic spinal damage is out of the picture.

you left your work tools or laptop/tablet inside?
 
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