I am going to be one of the few people buying ingame money, with REAL LIFE currency. All of my money will be coming from those micro transaction cash cards. So if I'm forced to go to an ATM to deposit cash that I bought with real money, and I have it stolen by another player that kills me while depositing, then I'm going to be filing lawsuits left and right. As well as looking to press charges against those users online who stole it in the first place.
And that won't be hard to do, because the user name of the person that killed me and stole the money pops up. All I have to do is write it down, take that information to authorities where they then get a warrant from microsoft to bring up that users records, and all their billing information is pulled right up positively indentifying the person who stole it. And boom, like that they'll be facing real life charges.
It is no different than stealing money from someone in real life. Or stealing a microsoft points card from them. It is illegal and should be considered atleast a misdemeanor, since they'll be stealing something I paid for with FEDERAL U.S. currency.
That's why whenever I join a game I will announce to everyone upfront that I paid for my online GTA money and if anyone plans to steal it while I'm depositing at the ATM, then I will threaten to press charges and have them arrested, that way they can't try to claim negligence in court. Otherwise, R* will have to assume full responsibility for my losses because I will not allow myself to become a victim. So if they want to avoid being taken to court, they will either have to refund me my real money, or transfer the ingame money that was stolen from me, back into my account.
R* you better do something about this, threaten to ban people or something because it better not happen to me. Make the people that paid with real money different shape icons or blips on the map so people know they can't target and steal from those who spent real money.