The ones talking bout "he shoulda had a credit card" ain't probably never been somewhere shady.
I've been to shady places in different countries.
You have a choice. Travel light with your shyt hid on you, ready to give up what you're willing to part with. Or travel light, and not have anything to give up.
I'm not going to tell the stories in this thread.
1. I know someone that was killed and robbed in Columbia. Dude had his full wallet on him, they hit up all his cards. In fact that's how they found out something was wrong. Whoever got him used a card that was basically for emergency use only. When his parents got a call from the credit card company saying the card was being used, they knew he was out of the country and was like he probably needs an emergency hotel or flight or something. But the charges weren't adding up, they weren't emergency uses. They tried to reach him, long story short he was killed. And his cards were being used.
2. I know someone that had their money hid on them and when he got searched and they found more, and they robbed him for double (more than double). Basically they got stopped and told they couldn't be in a certain area, were told they could pay a fine and leave or go to jail. One of my boys opened up his wallet, had $40 American, they took $20. Went to my other boy and he was acting funny so they searched him. Dude had like $500 in euros. Took all but like $100.
3. When I was in Mexico some fukks tried to hit me with a "street fine". Having known better I was like " No dinero. No tengo dinero

" they just

and figured they were hassling some broke boys and left us alone. There was really no arguing when I pulled my pockets out and opened my wallet that just had an old condom, my id and some school id.
You gotta know how to move in different countries. You can't just be leaving your shyt where you stay (that you aren't willing to lose) but you can't carry all your shyt with you like a square, that's how you get robbed.
shyt, I have a story, stayed in France rented a room with 2 of my friends. Had all our money stashed, went out. Stumbled in almost a day later...They rented the room to someone else...almost 4k lost. I'm saving that story for my biopic though.