People with 'subprime' credit scores are reportedly getting approved for Apple's new credit card

[Ethnic Vagina Finder]

I'm 649 with 6 credit cards
I only use two exclusively and the other 4 once in a while just to keep them active. My credit score rarely gets to over 700 but I still qualify for something i want, when I want it.

As long has you pay your bills on time, have a decent debt to income ratio, and 800 credit score doesn't mean shyt.

You might get approved for a premium credit card, but you wouldn't be able to keep up with the payment schedule and annual fees anyway

 

[Tenchi Ryu]

800 plus credit score gang here

Don't need that shyt no more thanks to apple

 

[Pure Water]

Can you elaborate on your education process?

In was really into computers growing up. I wanted to learn how they really worked. My mom had this old ass HP computer, and I would pretty much "hack" the shyt. I would add themes and customize it and stuff like that. Well I decided to go to college after high school and I thought I wanted to go to school for computer science. After I found out how boring coding is, I decided to go to school for finance. I finished my degree in finance and got a decent job. Now I live in another city and make really good money.

 

[King Harlem]

As someone who worked in the financial industry, anyone with a 670 credit score and a decent debt ratio is getting approved for almost any loan.
Nothing to see here.

 

[Family Lives Matter]

Here's the secret to good credit people.

Utilize your card, but don't spend what you weren't already going to spend out of your checking with your credit card. Be smart, it's really not difficult.

It's sad you have to say this to grown adults honestly

 

[TEH]

Here's the secret to good credit people.

Utilize your card, but don't spend what you weren't already going to spend out of your checking with your credit card. Be smart, it's really not difficult.

In other words have the money to pay the entire credit card bill immediately after you use it

 

[Absolut]

Here's the secret to good credit people.

Utilize your card, but don't spend what you weren't already going to spend out of your checking with your credit card. Be smart, it's really not difficult.

Exactly. Carryover zero balance and day to day expenses get charged and paid at the end of the month and you get 3-5% cash back in the process. Sitting at 805 currently down from 811 last month

 

[Smokin Rider]

I went from a 520 to a 734 in 2 years, once I matured and got a steady job. Had to take a loss to come out on top

fukk apple tho

 

[StretfordRed]

Wow that's news


People with bad credit have always been able to get a CC

That's who they want

Cause they hit them with a 30% interest rate

It’s because it’s apple and the cars came out a few days back

 

[Originalman]

Wow that's news


People with bad credit have always been able to get a CC

That's who they want

Cause they hit them with a 30% interest rate

^this

 

[Smokin Rider]

If your credit low, get a card and just use it for gas and pay it on time. You'll bubble in no time

 

[T’Challa’s Heir]

Why does anyone want this card? There are so many other cards without annual fees that have better rewards and cash back.

 

[lamont614]

Financing at 18% and eating off late fees and finance charges ain’t shyt for Apple. Just dipping into payday loans territory

There is no late fee I’m hearing they approving everyone

 

[CreepyMcCreeperson]

No annual fee, and no late fee is going to draw a lot of people in.

 

[EndDomination]

Wow that's news


People with bad credit have always been able to get a CC

That's who they want

Cause they hit them with a 30% interest rate