Practice impulse control. Discipline your mind from aimless purchasing.
Ask yourself these questions 1.) What's the purpose of this item? How will this help me in the future? Why should I invest in them?
Invest your money towards side hustles that will bring passive income. Recommend re-selling shoes, selling pallets, reit
s/real estate/Airbnb's,
affiliate business, making rain/low-fi videos on Youtube (the market has been saturated...may need to find another niche similar),
More on this site
The Top 29 Side Hustles for 2023, According To People Who Do Them Every Day
Pallets wholesale
10 Best Places to Buy Liquidation Pallets Near You (2023)
Invest your money towards stocks, bonds, gold, silver
If you're starting with a CC start with Capital One. It's like the beginners mode of all credit cards. Once your credit is decent move your way up. My credit is shot due to past transactions I'm fixing that currently.
Invest in a travel CC. You get points rewarded
If you're dating less is more. Have a budget planned. Splurging not only gets you rejected also a depressing wallet. Save save save. Avoid gold diggers.