See this is the gospel a dude like me doesn't have any Certs so my lowly 55 a year after taxes needs to be saved.
Personal Financial budgeting tips?
- Thread starter Pyrexcup
- Start date
See this is the gospel a dude like me doesn't have any Certs so my lowly 55 a year after taxes needs to be saved.
Got me a job now and live by myself and i haven't really had to care about my own personal finace before because my mom took care of that shyt. but im grown now. I currently live very cheap I dont smoke and i hardly drink alochol. I eat out about 2-3 times a most a week and I bring my own food to work 2 times a week to save some money. I dont make much money but i know I can defiantly save some money if i budget it correctly. Anyone got any tips for a young nikka like me? anyone know a good excel template I can use to budget my money monthly
here are some budge forms
Real Debt Help - Get out of debt with Dave Ramsey's Total Money Makeover Plan - daveramsey.com
get yourself this book, best book you will buy in your life
will have a look
Put your foot down when any woman wants to move in.
And make an effort to save a certain amount of money every month.
I don't care how you spend your money but just make sure that amount is setup And also invest on condoms.
And make an effort to save a certain amount of money every month.
I don't care how you spend your money but just make sure that amount is setup And also invest on condoms.
Mint.com, thank me later. Join your companies 401k soon as you can. Pay yourself first. Transfer money soon as each check drops to a separate savings account for emergencies like medical bills or car issues. Preferably an online bank. I use ally bank and they give higher interest than regular brick and mortar, and it takes a few days to transfer to your bank so you're less likely to spend on bullshyt during random spending sprees.
fukk bytches get money
nomoreneveragain
Superstar
Learn to Cook
End Cruelty
Yuffie butter!
If you're not gonna stay single, invest in some sugar mamas and only pay them dikk. it's good for a few meals and, if you put it down right, rent when your in a bind. and with that, stay debt free.
1. Stay Single
2. Have No Kids unless u make 6 figures
3. If u get Directv go with the basic - u don't need HBO/SHOWTIME/CINEMAX, etc.. netflix is cheaper
4. do not have your lights on in rooms your not in, it saves on electricity
5. Credit Cards - Keep only 2 and only use IN EMERGENCY, NOTHING ELSE
6. do not give money away to anyone who asking except mom and pops
2. Have No Kids unless u make 6 figures
3. If u get Directv go with the basic - u don't need HBO/SHOWTIME/CINEMAX, etc.. netflix is cheaper
4. do not have your lights on in rooms your not in, it saves on electricity
5. Credit Cards - Keep only 2 and only use IN EMERGENCY, NOTHING ELSE
6. do not give money away to anyone who asking except mom and pops