I told another poster the same as I am telling you which is that I can't tell you what to ask or what not to ask, but IMO, asking someone about their finances @ the beginning quite intrusive.
As for investment, you gonna do that anyway. We all take risks, so how I see it, you can ask someone about their FICO score and they can lie to you.
Let me ask you, would you be OK if a woman ask you from the jump how much money you make per year? What if she asked you to show her your last tax return? Are you OK with that? Do you feel it is any of her business to know how much you bring in each month? Are you OK wirh her asking you how much money you have in your 401K? Your IRA? Is she entitled to know how much you pay for your home? How much interest you are paying on your mortgage?
Women ask about your income indirectly by asking your profession and seeing your lifestyle.
Your living arrangements, car and the way you spend money on dates, gifts, etc. You can usually get a good feel if a dude has money or not.
It's one thing to want to know these things prior to marrying someone because you are entering a legally binding contract. So, when you marry, of course credit history is important, but it isn't important when you first meet someone and truth be told, there are no guarantees that your relationship will work regardless if the both of you have good credit or not. Credit can change. People with good credit can end up with BSD credit and vice versa.
Moral of the story:
People you date are NOT entitled to know all of your business right away! Also, you never volunteer bad information because people will use that against you. What they know about certain aspects of your personal business is on a need to know basis.
I agree people can’t divulged everything personal about themselves things like debt, being raped, abused, molested, other poor choices and misfortunes are not everyone’s business. But waiting till the point of marriage feels like being tricked and trapped.
If you think the aforementioned isnok to ask, then you might as well ask how many sexual partners she has had and see if you will get a truthful answer..
Do what you want. Ask what you want, but for me, I am not going to divulge that type of information until I know that woman is really down for me.
To each one's own..