THEY ARE ONLY BAD IF YOU USE THEM TO CONSOLIDATE DEBTS. THEY'RE IN BED WITH THE CREDIT BUREAU BUT AT LEAST THEY DO GET STUFF OFF YOUR REPORT.
Real talk...my actual credit score should be 750+ but im in the 600's
- Thread starter Klyk21
- Start date
THEY ARE ONLY BAD IF YOU USE THEM TO CONSOLIDATE DEBTS. THEY'RE IN BED WITH THE CREDIT BUREAU BUT AT LEAST THEY DO GET STUFF OFF YOUR REPORT.
Klyk21
Hate is Rising, Love is Dying....
Check that link above. Basically, they saying that its supposed to come off your report if its paid off. Well, it shouldnt affect it as much. Also, for those with medical bill debts, their scores can potentially rise as well due to the new scoring system "understanding" that its a medical debt and not consumer debt.
everything they do, you can do on your own patna. those people take advantage of people who don't know the system.
IF THE CREDITOR DOESN'T FILE FOR IT TO BE REMOVED IT WILL BE THERE UNTIL THE 7 YEAR FALL OFF.
YOU CAN IF YOU WANT TO WITH VARYING DEGREES OF SUCCESS.
no doubt. i'm just saying everything a company like lexington law does can be done on your own. everything they send to the creditors is online available to the public. it just takes persistance.
YOU RIGHT
Have you tried to dispute any of these ? Yeah those 30 day late payments through your shyt in the bushes. I remember I disputed a late payment and got it removed (though it was a long process). Basically you put the burden of proof on the accuser of said late payment, if they aren't able to provide sufficient records to prove the late payment you can get it removed. It's a long shot but you could try it.
just request it taken off. 9/10 times what happens is they sell your debt to a collection agency.
you pay the bill, the original folks you owe say it's all good, the collection agency still has it in thier system as a debt.
you pay the bill, the original folks you owe say it's all good, the collection agency still has it in thier system as a debt.
They won't take it off unless you talk with someone. Usually, by the time it hits your credit report it has been sent to the collection agency, so the actual company has nothing to do with it. You must speak with the credit agency to have it taken off. Any negative info on your report takes 7 years to drop off. Also, too many inquiries can also drop your score, these drop off in two years. I have noticed that some of the companies will take them off if you talk with them, I settled/paid some debt (an overdue library book 
) and the library took it off. Other institutions may if you have a valid reason. You should use only 10% of the amount on your credit card. There are so many things that can adversely effect your credit…it sucks lol.
) and the library took it off. Other institutions may if you have a valid reason. You should use only 10% of the amount on your credit card. There are so many things that can adversely effect your credit…it sucks lol.
what? Did you even read the message?
....Negged!
Klyk21
Hate is Rising, Love is Dying....
Free daps and rep for a fukking week for anybody that negs this nikka @mannyrs13 . I promise you that!!! All you gotta do is @ me for each post you make
I'll help you out. #TnT I know you guys been bored lately. Give a neg and get a dap, can't beat that.
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