UberEatsDriver
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- Brooklyn keeps on taking it.
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My god man you nikkas getting killed for insurance. Yall had tickets or something? I understand the Chargers especially Scat Packs and shyt but I had no idea they were this expensive to insure. I'm good on my little Honda Accord 2019 I'm only paying about $100 a month for.
according to wallethub
Top Reasons Car Insurance Is Expensive in New York
- People in New York are driving more. As a result, the number of accidents, claims, and payouts is rising, too. In New York, there were approximately 1146 fatal crashes in 2018, versus 1041 fatal crashes in 2014.
- New York auto repairs are getting more expensive. Another reason New York auto insurance is getting more expensive is that cars are becoming more expensive to repair. In 2016, the average cost of car repairs in New York was $1,301.64, up from $1,151.78 in 2012. Vehicles today cost more to repair due to all the technology and features inside them now.
- People in New York drive uninsured. As the cost of car insurance continues to rise, more drivers take the risk of driving without car insurance. In 2015, 6% of drivers lacked even minimum liability insurance in New York. The cost of uninsured drivers is passed on to consumers through higher premiums.
- Healthcare in New York is getting more expensive. Car insurance companies are hit hardest when paying out claims involving medical bills, and it’s not getting any cheaper. Healthcare spending increases by an average of 5.4% every year in New York.
- New York is experiencing more severe weather.In New York, severe weather events like winter storms, flooding, and severe storms are becoming increasingly common. These weather events cause insurers to pay out a higher number of claims, which tend to be more expensive and less predictable. As a result, they have to raise rates to keep pace.