soo what happens if you fake a pay stub?

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Breh:mjlol:

If you think that's an actual thing then you're a fool. They'll get you in, run your credit and income, then come out and tell you that there was a mistake on the application but they can still "help you out". The next half an hour will be spent calling friends and family to see if they can co-sign for you.
Untrue as fukk..

Maybe from your experience, but my brother just got his first car (hyundai sonata 2010) for 2000 down and 250 a month from a buy here pay here dealership..

All he had to do was show his work history from the past 6 months or so..

And that nikka work at wally world..:martin:
 

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ok... when I was in the game back in the day what generally we would do

buy a shelf company, use a companies service that answer the phone in your companies name and allow you to receive mail...
print up the card, print my payslips with an online service and forge bank statements

The reason why we use a real company is that the credit supplier will check to see If you work for a legit firm

also the salesman or whoever may want to call your place of work to check If you actually work there or even If it exists, so this is why we use a company service....

banks arent allowed generally to give details of your accounts which is why we always forged statements, however we always used to make a point of checking the loan provider, you will be surprised how many are tied to banks
 

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Untrue as fukk..

Maybe from your experience, but my brother just got his first car (hyundai sonata 2010) for 2000 down and 250 a month from a buy here pay here dealership..

All he had to do was show his work history from the past 6 months or so..

And that nikka work at wally world..:martin:
A 2010 Sonata retails for about $10,500, depending on the features. This means that they likely own it for about $8,000. With your brother putting $2000 down, they need to only get about $7,000 back (with taxes and fees). Let's say he pays for a year, stops, and they repo the car. He already gave them $5,000. They put it right back on the lot for $9,000...rinse and repeat. Buy here pay here, btw, has nothing to do with credit. You're paying directly to the dealer so your payments don't even get reported to any of the three bureaus. You can't even build credit doing that shyt. They must have thought your brother looked responsible, though, because usually buy here pay here is reserved for cars that are around $5000. They could have also got it for really cheap somehow.
 

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Breh:mjlol:

If you think that's an actual thing then you're a fool. They'll get you in, run your credit and income, then come out and tell you that there was a mistake on the application but they can still "help you out". The next half an hour will be spent calling friends and family to see if they can co-sign for you. Nobody does reviews unless the salesman pushes for it, btw. Obviously they pick and choose who to ask for reviews.
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