it aint rocket science to think about checking your account statements once in a while. thats as basic as it gets. "whats the charge from the club last friday night, i was home with the flu" and then tighten up access to your cards and account holdings. i can see some naivete in regards to investments/mutual funds or other things of that nature, but theres no reason any grown ass adult at any income level should be walking around ignorant to the debits and credits on a weekly and monthly basis on his banking and credit card statements