Have a 403B account with $40,000 in it. Have an annoying amount debt and baby on the way. Not struggling or anything but my life would be so much easier if I could pay off my car note ($18,000) and CC balance ($10,000). Only debt besides student loans which, I don’t give a fukk about and my wife's new car which she pays the majority. Is it worth it to pull from retirement? I know I’ll get 10% penalty and add taxes from more income.
After the baby is born and I’m leaving this job anyway. Just staying now for scheduling flexibility, have a ton of PTO, and want to keep wife on coverage until after delivery. Im an RN make little over $100,00 in Houston
And I’m truly skeptical if I’ll ever truly be able to retire the way America is currently going
Got a meeting with fidelity person a work next week.
Just wanted regular coli breh opinion