The Average Man Spends $5000-$12000 More Per Year in Relationship

[AAKing23]

Relationships (with a dummy) and eating out.

If someone were to put that money in the S&P500 instead, they’d be making $500k/year by the time they’re in their 50’s-60’s.

Talking about $2k savings a month total put into the stock market instead of eating out and on the wasteful spending in a relationship.

By the time they’re 70 that money would be about a mil per year of income due to compound interest.

Now imagine if both people in the relationship learned to cook and put money in the stock market instead. Find that person.

I really wish people and couples knew about the power of compound interest more rather than get rick quick mentality.

Add this money up over the amount of years nikkas stay with their girl and this shyt gets real nasty

And half the time it ends up being for nothing because she divorces you I see why nikkas be ready to crash

 

[IIVI]

An extra band a month basically

Yup. $1k a month on a relationship, $200-$300 a week eating out fast food in-between. Folks be blowing money.

 

[O.Red]

Restaurants, especially the more high end they get, are built for women. They know they're addicted to eating out

Nikkas will cook and meal prep for month straight if it were just up to them

 

[AAKing23]

Yup. $1k a month on a relationship, $200-$300 a week eating out fast food in-between. Folks be blowing money.

I just turned 33 and I dump 1k every month into my High Yield Savings Account and throw some at my index funds

If I were a betting man I would say I will end up better off in the long term but we'll see

 

[MajesticLion]

The hostage stories I read on here...

 

[bourgeoisie tall freak]

20’s and invested for 40 years, $2k a month at 10% compound interest growth rate (which is average after gains and dips). That’s $10 mil at 60.

Borrowing off the portfolio from there keeps the base at $10 mil and money it generates each year on average is $1 mil at 60 (before taxes).

Even if someone only were only to do that the first 20 years and not contribute anymore monthly that’s over $8 mil.

That’s just Math and how the numbers work. The average compound rate for the stock market is roughly 10% a year. The sooner people stop wasting their money, the better.

Warren Buffett made like 99% of his Net Worth after the age of 50 because of that compound interest.

First of all, nobody at 20 years old is investing 2k a month, cuz they don't make that much.
So I just plugged your numbers in a calculator starting age 25 to 60, starting with 1k. At 60 the account is worth less than 7 mil. You start taking half a mil out as income every year as you mentioned its going to go down from there.
Not even considering taxes.

 

[Guess Who]

Enjoy leg hair against your leg hair brehs

Pros and cons brother. Pros and cons.

 

[IIVI]

First of all, nobody at 20 years old is investing 2k a month, cuz they don't make that much.
So I just plugged your numbers in a calculator starting age 25 to 60, starting with 1k. At 60 the account is worth less than 7 mil. You start taking half a mil out as income every year as you mentioned its going to go down from there.
Not even considering taxes.

Plenty people make that much in their 20’s everywhere, they just don’t save that much.

Somebody ~25 years old pulling in $80k can absolutely start stacking that if they’re smart with their money, especially if their significant other is smart with their money.

Most people in their 20’s who make that much shell out on food, going out, etc. and think it’s a W when they save $100 a month. Them and their girlfriend cook for themselves and be good with their money, $1.5-2k individually or $3-$4k as a couple going into the S&P500 is very doable.

 

[bourgeoisie tall freak]

Plenty people make that much in their 20’s everywhere, they just don’t save that much.

that's what i am saying. they don't invest that much because they don't make that much to save that much.
wtf r we talking about here. let talk real life, not make believe

 

[IIVI]

that's what i am saying. they don't invest that much because they don't make that much to save that much.
wtf r we talking about here. let talk real life, not make believe

Then they need to spend less money? This thread is about them spending $1000/month on relationships.

Do you know how many Nurses, Engineers, Accountants, etc. there are in their 20’s graduating from college every year? A reasonable couple gets control of their money and merged salaries instead of throw it around on food and excess luxury, which many people do (like buying designer or a big car payment). It’s not rocket science.

X2 $65k salaries for a couple is around $6k to $8k a month combined after taxes. If they think spending that money to the max amount keeps the relationship going then that’s the point this thread exposes. Any couple with financial sense would be able to see what they can save and start putting that away. Now imagine a college-educated couple making $80k each, that’s about $10k/month after taxes.

 

[Canon]

Add this money up over the amount of years nikkas stay with their girl and this shyt gets real nasty

And half the time it ends up being for nothing because she divorces you I see why nikkas be ready to crash

shyt I aint ever been married but thinking about the money I spent on relationship bullshyt the last 15 or so years.


never again

 

[bourgeoisie tall freak]

Then they need to spend less money? This thread is about them spending $1000/month on relationships.

Do you know how many Nurses, Engineers, Accountants, etc. there are in their 20’s graduating from college every year? A reasonable couple gets control of their money and merged salaries instead of throw it around on food and excess luxury, which many people do (like buying designer or a big car payment). It’s not rocket science.

there's plenty of other factors. you don't just read a relationship thread and all common sense goes out the window.
people have food, housing, education, kids, parents, taxes, etc. they aren't just paying for dates and louis vuitton lol. jesus

 

[bourgeoisie tall freak]

im mean, i get the overall point of save money. i just dont get adding extra sauce on it.

 

[IIVI]

there's plenty of other factors. you don't just read a relationship thread and all common sense goes out the window.
people have food, housing, education, kids, parents, taxes, etc. they aren't just paying for dates and louis vuitton lol. jesus

Run the numbers on ChatGPT if you don’t believe it.

A couple making $65k each has well more than enough to put in $3k into the stock market, rent, groceries and pay off students loans. A couple making $80k each, exponentially easier, additionally counting how much they can make if they had good majors and/or Military experience and specialties.

Again, like the point of this thread it comes down to the couple. If they’re high maintenance then they won’t be putting money into the stock market. If they’re good with their money they’ll have millions by the time they’re in their late 50’s.

I’m also seeing it firsthand in the investing group I’m in with the people in there late 20’s so I know it’s feasible.

 

[Koichos]

As founder & CEO of Seven Figures & Associates