The game is rigged. 100k is still not enough, and that is crazy.

[benjamin]

DA HELL WIT ALL U LAME NIKKAS..I make $12k a year..WE OUTCHERE..PAYCHECK ME $59.99 ...WE MADE IT

 

[feelosofer]

The average American barely has 1000 savings yet you are able to save 24k a year. Be thankful for you have.

 

[Field Marshall Bradley]

THUS. THE. POINT. OF. THIS. THREAD. ARE. YOU (AND OTHERS PARROTING THIS fukkING POINT). SLOW?

You starting to look like the slow one.... i need to work where you working at and get me some of that easy money......

 

[UberEatsDriver]

/thread

i kinda sorta see where op is coming from, his delivery was just off... people from a certain time and place were sold on 100k being this magic number, a number that went a hell of alot further in the 80s and 90s than it does now.

location, lifestyle, level of generational wealth, familial obligations (wife, kids etc.) assets and debt are all important factors.

Granted much less people earned that back then

 

[Ozymandeas]

You save/invest 30k a year, you’re not surviving you’re thriving.

This is a weird thread

I get what he means. When you think about $100,000, you think that’s really successful. That you really balling. When in reality it’s like $5,500 to $6,000 a month after taxes. You better off than most average Americans but, honestly that’s just enough for a nice house, a nice car and to save for retirement. Add kids on top and you’ll understand even more that it’s not that much. In today’s world that feeling of “balling” probably doesn’t kick in until you’re bringing in $15k a month or more (post tax). At least for me.

 

[Software]

NYC doesn’t really reflect most of the rest of America tho. Outside of a handful of cities 100k goes a long way. In Baltimore I live in a decent middle class neighborhood where 3 bedroom houses are going for under 200k

Yep if you work for the feds (dc job) and make 80k or more you living VERY comfortably in that neighborhood. Probably can pay off that mortgage in 10 years or less if you really hammer at it. Plus if you're married w no kids or only 1 kid you're eating through that mortgage easily with large amounts of disposable income.

 

[Tom Foolery]

I disagree completely, especially if breh is investing like that.

With that level of saving and investing, he will be damn near a millionaire within 10 years. It's what I did.

Now, if he's expecting $100k for 1 year to change his life then sure, but that's not a problem of economics, it's a problem of expectations.

But that's his point. It's not enough. He still has to budget himself like everyone else.

He might be putting more money away, but he still has to follow the same rules.

 

[RubioTheCruel]

I get what he means. When you think about $100,000, you think that’s really successful. That you really balling. When in reality it’s like $5,500 to $6,000 a month after taxes. You better off than most average Americans but, honestly that’s just enough for a nice house, a nice car and to save for retirement. Add kids on top and you’ll understand even more that it’s not that much. In today’s world that feeling of “balling” probably doesn’t kick in until you’re bringing in $15k a month or more (post tax). At least for me.

Why do you need a nice car?

 

[NatiboyB]

The 100K depends on where you live. Where I live right now 100K is a very nice amount in the large cities some of you all live 100K just doesn’t stretch far. Either way I want to make close to to that if not more.

 

[Ozymandeas]

Why do you need a nice car?

Why not? If you balling, having a nice car shouldn’t matter right?

 

[RubioTheCruel]

Why not? If you balling, having a nice car shouldn’t matter right?

Unless you're a car person, a 2007 Honda Accord gets you from point A to B just as well as an new Audi A7. Way less overhead too.

 

[BmoreGorilla]

Yep if you work for the feds (dc job) and make 80k or more you living VERY comfortably in that neighborhood. Probably can pay off that mortgage in 10 years or less if you really hammer at it. Plus if you're married w no kids or only 1 kid you're eating through that mortgage easily with large amounts of disposable income.

Yea the way I see it is if you have enough money to pay your bills on time, put money aside, and STILL have money to blow on bullshyt each month you are doing great

 

[Software]

Another thing (for you slow nikkas)
My younger cousin grosses 450k. Isnt as happy as some folk I know making 70k.
My younger sibling makes 180k. Uncles multimillionaires. One of my nikkas grosses around 5 to 600k.

So EVEN IF YOU DO pass the poor American mark (over 400k)....

If you're still the same retarded nikka (which is sounds like most of you are) you still wont have great quality of life. I was doing w 120k in my mid 20s what folk making 900 k were doing

shyt breh those are some big numbers wtf you got to be doing to be fukkin with 400k+ a year and not happy with it? At this point it's something else within eating at them because studies have been done and they say happiness due to paper maxes out at around 120k and the biggest jump is around 80kish

That just shows money ain't everything it is definitely a lot of things but it ain't everything

 

[BmoreGorilla]

But that's his point. It's not enough. He still has to budget himself like everyone else.

He might be putting more money away, but he still has to follow the same rules.

If you can max out your 401k, save 24k a year and invest 500 a month you don’t have a budget

 

[Johnny Kilroy]

I've heard of wealthy people committing suicide.

I've never heard of a happy person committing suicide though.

I use these 2 facts to set my priorities straight.