That’s the thing it’s nothing wrong with a stretched loan but where people get themselves in trouble is getting those loans on vehicles that don’t hold their value so when your 2 to 3 years into the loan the car ain’t work shyt and your upside down by thousands of dollars and it’s hard to get out of it..
If you gonna stretch a loan do it with a vehicle like a Honda Accord or another vehicle that hold their value after 2-3 years and don’t get a base trim get a top of the line model so that way in 3 years if you want to trade or completely get out of the loan your out of pocket cost or cash back will be $250-$500 in negative equity or positive... but mofos be getting them 72-84 month loans on whips that depreciate off a cliff like bimmers and benzes lmaoo
