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Which Banks Get Stimulus Checks First?
A Treasury Department spokeswoman told MONEY that payments are going out in reverse adjusted gross income order, meaning they’re being issued to people with the lowest income first.
On top of that, various banks process payments differently.
For example, many of the reports of successful deposits Monday came from customers of the online bank Chime, which said in a blog post that the government notified it last week that over $375 million in Chime member stimulus payments were “scheduled to be released on April 15.” But rather than wait, Chime said it “worked closely with our bank partners to make these funds available immediately.” As a result, more than 230,000 Chime customers have already gotten access to their stimulus money.
Even so, Chime noted “additional payments will be arriving in batches, and we won’t know the details until we receive the government notifications.”
Similarly, mobile bank Current credited more than 10,000 member accounts with stimulus money on Friday. Current tweeted that it’ll continue to do so as the payments come through.
As for big banks, a spokeswoman for Chase told MONEY that it is “processing the payments now, and they will post to customer accounts on April 15.” Chase customers should be “able to access the funds immediately.”
A Wells Fargo spokesman told MONEY that stimulus payments will begin this week, with the first scheduled for Wednesday. He added that Wells Fargo plans to “post the funds in the customer’s account on the morning the stimulus payment is scheduled to be paid to the customer as directed by the automatic deposit (or ACH) instructions.”
Wells Fargo customers are advised to check irs.gov/coronavirus for more details about the payments.
MONEY’s requests to Bank of America, Citi and Capital One were not returned.
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