This Bill Be Later option just got me a PS4

[Liquid]

I just don't understand the logic behind purchasing these kind of things with credit when it is so easy to get consoles cheap. If it is zero interest, cool that is fine. You can either go used on craigslist or just sell off the extra items that come in these bundles to recoup. Buy amazon/best buy gift cards at 6%-10% off to cover most of the tax as well.

Hell I can probably do a little work and get a new PS4 for about $200 after replacing the housing, getting rid of the limited edition controller, game, box, and everything else that comes inside for a premium.

 

[gho3st]

I just don't understand the logic behind purchasing these kind of things with credit when it is so easy to get consoles cheap. If it is zero interest, cool that is fine. You can either go used on craigslist or just sell off the extra items that come in these bundles to recoup. Buy amazon/best buy gift cards at 6%-10% off to cover most of the tax as well.

Hell I can probably do a little work and get a new PS4 for about $200 after replacing the housing, getting rid of the limited edition controller, game, box, and everything else that comes inside for a premium.

like i said above, im tryin to get my c. score up

 

[McPiff]

 

[b_low_brown]

like i said above, im tryin to get my c. score up

Where's the option

 

[GoldenGlove]

 

[iceberg_is_on_fire]

My stomach hurts, lol.

 

[GambinoMakeItWork]

Paypal Credit doesn't help or hurt your credit score beyond the initial inquiry. They don't report to the bureaus.

 

[teacher]

Dudes fumbling around in their wallets looking for their SSN to complete their PS4 applications

already if you don't have your SSN memorized by now or one chronically unemployed mofo which is still

 

[teacher]

Paypal Credit doesn't help or hurt your credit score beyond the initial inquiry. They don't report to the bureaus.

false....I had like 30 bux on my paypal credit forgot to pay it for like 3 months my credit did take a slight hit...instead of exceptional credit its just very good

 

[Red]

All this talk of credit scores.. People need to educate themselves on personal finance and understand that creditors don't use a fukking score from a credit data broker to determine your credit worthiness.

They use the financial history they hold, of course, in conjunction with their own lending criteria. The score that places like Experian give you are nothing but a number they've given you themselves-- which you can use as an indicator-- but that they use to cross sell you credit building services.

Like it was said earlier in the thread: credit cards paid off in full each month would be better to build credit history.