This time last year a nikka had $0.03 in his savings account

Actually6Foot3

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I know you slow and simple..... but the site literally states sports and hip hop.. two of the biggest money makers in American capitalism..... posts on the NFL/NBA/BOXING/NHL/SOCCER/MUSIC?FILMS is outside of that lame definition you trying to imply..... again... you haven't answer a single question in this thread.. and your post count doesn't make you smart, nor cool..... like I said..... you a disappointment to your folks.... and its noted.... getting out CC debt is simple math..... plenty have done it.... but somehow you need props for doing it but wont break down the math.......... you see thru... and it aint even that deep
:umad:
 

Actually6Foot3

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If you cant stay within 30% of your credit limit or bring your balance to zero within 1 to 2 months, you will eventually get it trouble :hubie:

I think even 30% is too high for most.

Reports say 40% off americans couldn't afford a $1000 emergency without having to sell something or borrow money from someone.

Then you got tricks from the CC companies to trap you. PayPal credit allows you to buy something now and not have to pay for it for 6 months. I got a cousin who is already 7k in debt buying Christan loubs and shyt in his PayPal :heh: told his ass this is gonna end bad when you don't have that bread in 6 months
 
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giphy.gif
 

TRY GOD

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I gave up. Kept paying minimums and it seemed like it got worse. fukk credit. Unless a miracle happens, my shyt going to collections soon. This time last year I had a 700 credit score. It's like 500 now. fukk my life.
You doing it wrong bruh, start paying it back, your credit will go back up. Just pay down whst ever you can every time you get money. After that, don't use your card unless you can pay your balance down every statement.
 

TRY GOD

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Ima need to seriously tackle my debt this year. The amount of $ I spend on alcohol alone :mjcry:
Same here, I was drinking every day, even if it wasn't alot. Do yourself a favor and slow down, you will see the difference in your clarity, health, and spending. Drink when its worth it it, not because you can.
 

DeuceZ

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Do you drink at the house, or do you go out to drink?

Both but I would say I go out more. Just looked at one of my credit card end of yr statements. .$1,100 between bars and liquor store runs :hhh: granted I have paid off that card but still. Gotta cut back this yr. . happy hour turns into 4 hours and a $50+ bill :francis:
 
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