Walmart is scrapping layaway; here’s what’s replacing it

[Maximus Rex]

A old fukk buddy of mine just got a senior position at Affirm. Chick posting it everywhere like she so proud, i'm just sitting back looking at her working for the modern pay day loan corp like

Getting that PS5 with a 29.99% APR

Buy Now Pay Later are interest fee.

 

[Bubba T]

Buy Now Pay Later are interest fee.

Affirm may offer special financing as low as 0% APR on select Walmart.com products. This means you may be able to make monthly payments with no interest with Affirm. When you are browsing products on Walmart.com, certain items may be labeled as offering '0% APR with Affirm.' Items eligible for interest-free financing are subject to change. Currently, the 0% APR, interest-free financing program with Affirm is only available on Walmart.com.

Not all products offer 0% financing and it says electronics are eligible for interest financing.

 

[humminbird]

Not all products offer 0% financing and it says electronics are eligible for interest financing.

finish the payment and the ps5 pro comes out

 

[Buckeye Fever]

credit score killas.

"CSK in dis bytch. We fukkin up ya loans and makin unstable homes."

 

[Buckeye Fever]

Gimme one of them new gen consoles then

That's what I want

 

[Bubba T]

finish the payment and the ps5 pro comes out

Gamestop be like I’ll give you $18.50

 

[Rembrandt]

Not all products offer 0% financing and it says electronics are eligible for interest financing.

That's a special deal they have then. Klarna and afterpay don't affect credit scores nor do they charge interest or late fees.

If you miss a payment, they just lower your amount for the next time.

 

[humminbird]

That's a special deal they have then. Klarna and afterpay don't affect credit scores nor do they charge interest or late fees.

If you miss a payment, they just lower your amount for the next time.

that's crazy i really i have look more into how they're making this work

 

[Koapa]

Buy Affirm stock .. noted.

 

[Maximus Rex]

finish the payment and the ps5 pro comes out

Sell the PS5, put the money down for the PS5 Pro, and pay the difference

 

[Rembrandt]

that's crazy i really i have look more into how they're making this work

Yeah, it's pretty nuts. Expedia and hotels.com works with klarna and asap rocky was just there as a temp creative director

 

[CarmelBarbie]

Walmart had layaway? With those already cheap prices smh? People are really broke out here. This is definitely another quick way into debt.

 

[Son Goku]

 

[Killah Ray]

Walmart had layaway? With those already cheap prices smh? People are really broke out here. This is definitely another quick way into debt.

shyt I ain’t even gonna front, if it weren’t for Wal Mart having layaway back in the day Christmas mornings would’ve been absolutely terrible.

So I can see the advantages of layaway. I’m not sure how Affirm works since I’ve never used it or any of the other similar services. Do they work like Rent A Center where you pay low amounts every 2 weeks and wind up paying like 4x the original price?

 

[Fukwatutalkinwatisaylaw]

fukk everything thats not Sezzle...they report to ur credit bureau every few weeks..bought a tv and some shoes and credit score went up 114 points in two months...I'm buying Christmas though this app and by Feb will have another bump in credit..real talk check it out