wat yall think?

mcdivit85

mcdivit85

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HookersandIceCream said:
Man there's nothing like good credit
My score is like 670 and I got 25K with 2.5% if I had gotten a 2013 or newer. Which is still high compared to what people with 720 will pay

I'm not going to pretend like I'm some kind of financial guru and you're probably not gonna listen to anybody in this thread. But as as long as your bills are paid and your saving money then go ahead and get it
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Credit score in the 700s :blessed:

Getting credit card offers at 0% APR for 2 years of billing cycles :blessed:

Can't wait to get a new whip with a damn near non-existent interest rate :blessed:

Can't wait to get to 800s :blessed:

Peace
 
mcdivit85

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ejthompson23 said:
I know the number bad...my homeboy got a 2014 Lexus IS and his APR is only 6%...his credit score is 680...I figured I would bite the bullet and hope to refinance in a year at a much lower rate...that's the route I was aiming for...but it seems like a bad idea now...
Click to expand...

You can build your credit in other cheaper ways. But 18% is a lot bro. I would be very careful with buying a car at that rate.

Peace
 
ejthompson23

ejthompson23

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mcdivit85 said:
You can build your credit in other cheaper ways. But 18% is a lot bro. I would be very careful with buying a car at that rate.

Peace
Click to expand...
I tried credit card I got denied :mjcry:...somebody told me I should buy furniture and pay it off so I plan on going to badcock to buy some shyt I dnt need...if you know any ways to raise credit up let your young breh know...
 
unit321

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ejthompson23 said:
Dat makes sense...I was talking to my girl I see a Volkswagen CC I like...that shyt got two toned leather...2011 50k miles for $12000...I might just take that...I didn't plan on maxing out the loan amount...it's just the nikka in me wanted to go big right out the Gate...a nikka just wanna fix his credit brehs :to:
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That sound like a good idea. VW CC will depreciate less than a Chevy Malibu by a little bit.
You might want to build a savings because VW service and parts are expensive.
 
ejthompson23

ejthompson23

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unit321 said:
That sound like a good idea. VW CC will depreciate less than a Chevy Malibu by a little bit.
You might want to build a savings because VW service and parts are expensive.
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Yea ima look into that...but what you think of my plan to pay off the car with my tax money...I get about $4000 every year...wit a $350 a month car payment, I can pay my car off for the rest of the year witout spending a dime out of pocket...ain't that a good idea?
 
ejthompson23

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mcdivit85 said:
2007 Pontiac G6 that I got back in college. Next year I'm thinking of selling it and using a couple stacks as down payment on a nice whip....for my 30th.

Peace
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See I had that wen I was 20...that was my first car...had a 2007 mustang at 21...2008 g35 at 22...I feel the need to keep up with that trajectory...
 
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HookersandIceCream said:
Man there's nothing like good credit
My score is like 670 and I got 25K with 2.5% if I had gotten a 2013 or newer. Which is still high compared to what people with 720 will pay

I'm not going to pretend like I'm some kind of financial guru and you're probably not gonna listen to anybody in this thread. But as as long as your bills are paid and your saving money then go ahead and get it
Click to expand...


Real talk. My credit score is OK, was horrible but I'm bringing it up now. In the low 600s, but I just got $16k at 4.8% from my bank. Considering the situation my credit was in a couple years ago, to get that loan is a godsend. Shout out to Chase Bank :mjcry:
 
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