What are the best credit cards to have?

[Ezekiel 25:17]

I got Discover and two Capital One cards. I don't travel or anything like that, but I'm looking to start soon.

Discover has been giving me big increases, just got up to $10,500 not too long ago. I'm staying with them

Capital stingy as fukk. I got a 708 FICO and 714 TransUnion/Equifax. They will not give you an increase

So I'm trying to decide when I do get another offer, who's should I choose?

 

[BigMoneyGrip]

I got Discover and two Capital One cards. I don't travel or anything like that, but I'm looking to start soon.

Discover has been giving me big increases, just got up to $10,500 not too long ago. I'm staying with them

Capital stingy as fukk. I got a 708 FICO and 714 TransUnion/Equifax. They will not give you an increase

So I'm trying to decide when I do get another offer, who's should I choose?

captial one is ass... and besides there’s a thread on this already

 

[Third Kind]

I got every credit card under the sun credit A1.
I sign up for credit cards for the points then I them.
Chase Sapphire Preferred was my most recent open... payed $95... got $900 worth of points (no, not $900 worth of travel dollar... $900 straight cash.. I cashed in)

I still keep them around after just to have a high credit limit and keep my utilization low but I hardly ever use them.

I don't spend enough in my day to day for the points to mean anything after the initial sign up bonus so I don't use them. At that point, they prolly getting more from my studying and selling my spending habits than I am using their points.
All cash everything after I the cards...
Until I sign up for my next credit card with a decent sign up bonus then rinse and repeat

 

[Absolut]

My credit rating is 820 and they won’t give an increase. I also have literally zero debt on any credit card. Pay it down monthly to zero. But Why would they want someone to potentially add a bunch of debt and potentially not pay it back during a recession ?

 

[bnew]

My credit rating is 820 and they won’t give an increase. I also have literally zero debt on any credit card. Pay it down monthly to zero. But Why would they want someone to potentially add a bunch of debt and potentially not pay it back during a recession ?

what interest rates do you get with that score?

 

[mamba]

Capital One is terrible. It’s my oldest card, so I don’t want to close it.

Otherwise, I would have been removed it from my collection of cards.

 

[pickles]

What is a good card then if you guys are saying Capital One is ass?
A card with no annual fee.

 

[CrimsonTider]

What is a good card then if you guys are saying Capital One is ass?
A card with no annual fee.

Discover

 

[beenz]

whichever CC pays the most in rewards without an annual fee.

 

[CreepyMcCreeperson]

I got Discover and two Capital One cards. I don't travel or anything like that, but I'm looking to start soon.

Discover has been giving me big increases, just got up to $10,500 not too long ago. I'm staying with them

Capital stingy as fukk. I got a 708 FICO and 714 TransUnion/Equifax. They will not give you an increase

So I'm trying to decide when I do get another offer, who's should I choose?

Is Discover good with cash back or points?

 

[raul04]

Recently got an American Express for the rewards...I've only had it for 2 weeks so I haven't really seen the benefit yet but i'll report back when I do. They have 3% cash back for gas which is where i'll use it when/if i have to go back to work. 2% grocery store I may try it here and there. Just wont keep debt on it..their APR is

 

[Rollo Goodlove]

Russell Simmon’s Bussyspend

 

[humminbird]

American Express Platinum if you travel
Gold
Chase Sapphire Rewards

 

[Blankthawtz]

i only got 1 CC strictly for building my credit score....Capital One quick silver platinum.....credit score is currently 780 and climbing....

 

[mamba]

What is a good card then if you guys are saying Capital One is ass?
A card with no annual fee.

Get the Chase trifecta if you can:

What Is the 'Chase Trifecta'? - NerdWallet

Sapphire Preferred, Freedom Unlimited and Freedom

You can transfer the points across cards.

Sapphire has a $95 fee, but you get a good intro bonus.

My credit score is 800+.