IT REALLY DEPENDS ON YOUR GOALS.
I removed one of my capital ones wa my oldest but shyt had a yearly fee fukk that shytCapital One is terrible. It’s my oldest card, so I don’t want to close it.
Otherwise, I would have been removed it from my collection of cards.
Get the Chase trifecta if you can:
What Is the 'Chase Trifecta'? - NerdWallet
Sapphire Preferred, Freedom Unlimited and Freedom
You can transfer the points across cards.
Sapphire has a $95 fee, but you get a good intro bonus.
My credit score is 800+.
Bank of America Cash Rewards. I get 3% cash back in gas, shopping, or dining. 2% from grocery stores. and 1% cash back on everything else.![]()