yea but i meant, aren't you still paying the total (say 40 thou for example)?
Nah after 25 years that shyt is forgiven.
http://studentaid.ed.gov/repay-loans/understand/plans/income-based/calculator
So, let's say you have 100K (with no interest) in student loans (

If you have 100K (with no interest) in student loans, make 40K for the next 25 years, you'll only pay the gov $85,500 total
That's almost half you'll pay the gov