What would yall take

[Amerikan Melanin]

Anyone saying 4K is not wise.

4k a week for life and you die in a month.

2m’s lump allows you to do much more. 2’ms can be grown exponentially off compound interest alone.

4K a week only equals out after 500wks

So you gotta wait 10yrs just to hit the 2 million mark. Meanwhile you got living expenses going on so you still gonna be behind the 2million taker.

2 million taker already buying real estate, stocks, investing and getting compound interest. Plus he can get loans using minimal amounts of his own cash.

smarten up Coli.

 

[murksiderock]

So it depend ur age

Age and if I'm already wealthy. I'm not lol, so its $4g's for me. Would pad my stash nicely and supplement what I'm already building, the $2m would be tempting, though...

Anyone saying 4K is not wise.

4k a week for life and you die in a month.

2m’s lump allows you to do much more. 2’ms can be grown exponentially off compound interest alone.

4K a week only equals out after 500wks

So you gotta wait 10yrs just to hit the 2 million mark. Meanwhile you got living expenses going on so you still gonna be behind the 2million taker.

2 million taker already buying real estate, stocks, investing and getting compound interest. Plus he can get loans using minimal amounts of his own cash.

smarten up Coli.

Solid points...

 

[Cel 510 kid ados forever]

Age and if I'm already wealthy. I'm not lol, so its $4g's for me. Would pad my stash nicely and supplement what I'm already building, the $2m would be tempting, though...



Solid points...

Everyone on fb took the 2 m

 

[old pig]

2 mill

 

[SmarkMero]

4000

 

[YaFingerDealMe]

2 million and I can invest fukk that gambling n shyt give me the 4K and I’m gone make that shyt work

 

[KodeBlue]

$4K/Wk.

 

[King Jove]

$4k a week is $16k a month.

that's good enough for me. not everybody gotta be on some jay-z shyt.

that's more than enough to live a comfortable and humble life.

 

[GhostBreh]

Financially illiterate black men




Taking a signifigantly larger lump sum is always better. Even at a low 1% annual interest you end up with $2.2 million after 10 years if you take the $2 mil. If you ride the stock market average with some ETFs that mofo is $5.1 million after 10 years at an average 10% growth rate, even more if you reinvest dividends.

All those linear $4000 payments for life will never catch up with the exponentially growing $2 mill.


Same reason why if you ever win the lottery you should take the lump sum payment. Read up on this if you don't believe me.



Get your financial literacy game up and get to creating that generational wealth for your decendents brehs.

 

[GetSomeMoney]

This is actually a perfect time to take the 2 million

 

[KING WILL]

Give me the $2M easily. Especially w/ Stocks being on sale right now.

 

[screenname01]

4000 a week for life

Or

2 million dollars right now

ima take that 2 mill today for the simple fact that there's a r.i.p. thread stickied on the coli right now. plus, the corona is coming through everywhere where nikkas be, so who the fukk told you nikkas that you even have a "rest of your life" scenario coming to you anyway?

 

[klientel]

Depends on your age and situation. Basically...

if you’re 22, working at Walmart and financially irresponsible take the 4k

if you’re older, established and able to invest wisely take the 2m

 

[Cel 510 kid ados forever]

Depends on your age and situation. Basically...

if you’re 22, working at Walmart and financially irresponsible take the 4k

if you’re older, established and able to invest wisely take the 2m

Yes age is a major factor

 

[Jeff_Bliden]

4K easily