What’s the lowest credit score you’ve seen or heard of?

[Pseudonym]

My uncle was calling my grandmother to co-sign a car. She said his credit score was 410 in Credit Karma.

I told her H-e-double hockey sticks (she’s my Granny) NO !!!!!!


Nikka ain’t pay NO bills?!?

you get a 300 just for being alive!

 

[shutterguy]

430 I think, I was doing motorcycle sales and a customer came in wanting to get financed. Ran their credit and looked at them like . And this was an older person who should have been financially literate.

It is absolutely mindblowing that credit is not taught in senior year of high school considering how much of an impact it has on your life. So many young 18-21 yrs old have no clue how credit works.

 

[MoveForward]

My sh1t used to be a 501 like Levi's ... My pops cursed me the fukk out lol

 

[JQ Legend]

A credit union once told me my credit score was 0

They felt the I looked at the phone with and was like “yea that doesn’t make sense”.

 

[calixprynce]

A credit union once told me my credit score was 0

They felt the I looked at the phone with and was like “yea that doesn’t make sense”.

they prolly meant you had no credit history

 

[Pseudonym]

My sh1t used to be a 501 like Levi's ... My pops cursed me the fukk out lol

I was in the 500 club early twenties and it went up dramatically when I actually started paying off my school loans

As long as you learn from your mistakes

 

[JQ Legend]

they prolly meant you had no credit history

Yea but I had credit since I was 18

 

[Amsterdayumn]

Weird how y'all whole system is based on credit/debt.

 

[calixprynce]

I was in the 500 club early twenties and it went up dramatically when I actually started paying off my school loans

As long as you learn from your mistakes

im in the low 700s on experian (fico 8) ... im waiting for a charge off from 2014 to expire in July . i'll never mess my shyt up again thats fasho

 

[Mook]

Weird how y'all whole system is based on credit/debt.

The credit score companies got all our info and we ain't even give em our numbers.

 

[Tenchi Ryu]

For a very long time I had no credit history and they treat you like you scum of the earth, damn near be trying to throw you out the office

 

[Originalman]

Now in some folks defense. Especially older folks its possible to have a poor credit score because everything is paid off.

Sp if your home, cars and credit cards are paid off. And you destroy your credit cards. Your credit will turn to shyt because you are using it.

 

[Blankthawtz]

i'm currently sittin on a 780 experian....fukk I care about the rest of yall down there?.....

 

[UberEatsDriver]

My uncle was calling my grandmother to co-sign a car. She said his credit score was 410 in Credit Karma.

I told her H-e-double hockey sticks (she’s my Granny) NO !!!!!!


Nikka ain’t pay NO bills?!?

you get a 300 just for being alive!

This isn’t a real score anyway but when I did financial counseling last year the client with the lowest credit score by Transunion had 415

 

[UberEatsDriver]

My score is now at 757.