What’s the lowest credit score you’ve seen or heard of?

[UberEatsDriver]

Now in some folks defense. Especially older folks its possible to have a poor credit score because everything is paid off.

Sp if your home, cars and credit cards are paid off. And you destroy your credit cards. Your credit will turn to shyt because you are using it.

Usually if they do not use for some time it will just disappear and you’ll be back to level 0

 

[UberEatsDriver]

Weird how y'all whole system is based on credit/debt.

how does your system work?

 

[L2014]

4

 

[Theolodius_Black]

I think I've said on here before but I used to manage a hertz. Your credit has to be a certain level to rent a car. If it's below that, you get a print out with the denial and your score immediately. And it's a soft check. Like super soft. I think you had to have at least 550 to rent. I once handed a lady her denial and that shyt said 326


I don't know what she did to get that but that's the lowest I had ever seen

 

[Silkk]

410?
326?

 

[SmallWars]

We need credit checks on the Coli.

 

[MajesticLion]

Weird how y'all whole system is based on credit/debt.

 

[NoMorePie]

Just checked borrowell and its at 732

How the hell yall getting your scores in the 400s

 

[kaldurahm]

I'm at 760, all I do is pay my bills

I got a homie that's probably in the 300s to be honest

 

[Peter Parker]

My cousin had like 510 or some shyt and this bytch swore up and down it was a cable bill

She a scammer and was def on some bs

 

[Grand Cru Boo]

651 but I have a delinquency on there from a few years back.

It is what it is

 

[Him]

761 here

 

[kevin arnold]

I think I've said on here before but I used to manage a hertz. Your credit has to be a certain level to rent a car. If it's below that, you get a print out with the denial and your score immediately. And it's a soft check. Like super soft. I think you had to have at least 550 to rent. I once handed a lady her denial and that shyt said 326


I don't know what she did to get that but that's the lowest I had ever seen

wouldn’t that just be with a debit card though

 

[Mike809]

I dont know about other people , but the lowest i seen mine was like 520-540. Now its at 650 , still working on it.

 

[Spence]

Mine floats between 690 and 710 depending on purchases but we’ve set it up for my wife to have the higher score keeping balances off her cards so it’s close to 790 again depending on purchases.