Toe Jay Simpson
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Mine is about 785 in that range. Don't have much debt, maybe a few hundred in credit cards that's recurring monthly debt. I do have my brothers car on there. I been telling him to refinance. Now in September the inquiries on that get dropped so I don't know how that'll impact my score. I hope I reach 800 by 2019. I was closer a free months back but some spending dropped me down a bit. Would've had a much better score already but my fukk ups from the past hurt me. Especially not maintaining good credit and getting some cards closed that would've helped my average age of credit. Was too irresponsible.

but I got about $80k in student loan debtGot a secured card with Cap 1. I used it for basic stuff like gas or phone bill, and I paid it off every month.How you do it?![]()
Now I don't even check anymore as it is set to Auto Pay at each statement. My balance is always 0.

How old are you![]()
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Get mad cacs!!![]()