Who Hates Obamacare

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Who Hates Obamacare

by Paul Krugman


Ted Cruz had a teachable moment in Iowa, although he himself will learn nothing from it. A voter told Mr. Cruz the story of his brother-in-law, a barber who had never been able to afford health insurance. He finally got insurance thanks to Obamacare — and discovered that it was too late. He had terminal cancer, and nothing could be done.

The voter asked how the candidate would replace the law that might have saved his brother-in-law if it had been in effect earlier. Needless to say, all he got was boilerplate about government regulations and the usual false claims that Obamacare has destroyed “millions of jobs” and caused premiums to “skyrocket.”

For the record, job growth since the Affordable Care Act went fully into effect has been the best since the 1990s, and health costs have risen much more slowly than before.

So Mr. Cruz has a truth problem. But what else can we learn from this encounter? That the Affordable Care Act is already doing enormous good. It came too late to save one man’s life, but it will surely save many others. Why, then, do we hear not just conservatives but also many progressives trashing President Obama’s biggest policy achievement?

Part of the answer is that Bernie Sanders has chosen to make re-litigating reform, and trying for single-payer, a centerpiece of his presidential campaign. So some Sanders supporters have taken to attacking Obamacare as a failed system.

We saw something similar back in 2008, when some Obama supporters temporarily became bitter opponents of the individual mandate — the requirement that everyone buy insurance — which Hillary Clintonsupported but Mr. Obama opposed. (Once in office, he in effect conceded that she had been right, and included the mandate in his initiative.)

But the truth is, Mr. Sanders is just amplifying left-wing critiques of health reform that were already out there. And some of these critiques have merit. Others don’t.

Netherlands and Switzerland, do have near-universal coverage even though they rely on private insurers. But Obamacare as currently constituted doesn’t seem likely to get there, perhaps because it’s somewhat underfunded.

Meanwhile, although cost control is looking better than even reform advocates expected, America’s health care remains much more expensive than anyone else’s.
And speaking of demonization: One unpleasant, ugly side of this debate has been the tendency of some Sanders supporters, and sometimes the campaign itself, to suggest that anyone raising questions about the senator’s proposals must be a corrupt tool of vested interests.

Recently Kenneth Thorpe, a respected health policy expert and a longtime supporter of reform, tried to put
numbers on the Sanders plan
, and concluded that it would cost substantially more than the campaign says. He may or may not be right, although most of the health wonks I know have reached similar conclusions.

But the campaign’s policy director immediately attacked Mr. Thorpe’s integrity: “It’s coming from a gentleman that worked for Blue Cross Blue Shield. It’s exactly what you would expect somebody who worked for B.C.B.S. to come up with.” Oh, boy.

And let’s be clear: This kind of thing can do real harm. The truth is that whomever the Democrats nominate, the general election is mainly going to be a referendum on whether we preserve the real if incomplete progress we’ve made on health, financial reform and the environment. The last thing progressives should be doing is trash-talking that progress and impugning the motives of people who are fundamentally on their side.
 

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IRS Outage Could Cause Tax Refund Delays

Taxpayers filing their taxes online could face serious delays in getting a refund.

An unspecified number of online tax processing systems, including the "Where's My Refund" tool, were down on Wednesday as a result of a "hardware failure," the IRS said in a statement.

"The IRS is still assessing the scope of the outage," the agency said in a statement on Wednesday. "At this time, the IRS does not anticipate major refund disruptions; we continue to expect that 9 out of 10 taxpayers will receive their refunds within 21 days."

A spokesperson for the IRS would not release further details.

Busy Time Of The Year

The IRS told ABC News that it would not be able to release the filing numbers for this tax season, but according to previously released figures on the IRS site, the first week of February is a relatively busy time for e-filing.

In 2014, 26.1 million people filed online during the week of Feb. 7. That number increased to 26.5 million during the week of Feb. 6, 2015.

In 2015, $66.1 billion in refunds were issued during the week of Feb. 6.

Those numbers mark a significant increase from the week prior. Only 10.4 million returns were filed online during the week of Jan. 31, 2014 and 13.3 million were filed during the week of Jan. 30, 2015.

Getting It Fixed

When the outage was announced on Wednesday, the IRS said in a statement that its site would be down through Thursday. No additional information was given.

What To Do In The Meantime

The IRS said taxpayers can still file their tax returns and send the forms to e-filing providers while the systems are down.

The e-file companies will hold onto the tax returns they receive until they are able to file electronically when the systems are back up, the IRS said.

H&R Block said in a statement to ABC News that the company's systems have not been impacted by the IRS hardware failure.

"We will submit returns to the IRS when it is ready to resume accepting e-filed returns. H&R Block clients who have provided their e-mail address will automatically receive an e-mail notification when their tax return has been accepted by the IRS," according to the statement.

Trust the IRS to keep track of health insurance information crehs:francis:
 

ReturnOfJudah

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Obamacare is nothing but a tax. People wasn't forced to have insurance until he came out with this shyt
 

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Obamacare is nothing but a tax. People wasn't forced to have insurance until he came out with this shyt

I would have preferred them just say "We Will increase taxes and this will give you health insurance" opposed to make us feel like they are doing us a favor, since it came out my insurance has gone sky high, so I would assume this only benefits lower income people but even then some people can't afford the extra mandatory expense now. Granted Insurance is important, but its like one of those "what if expenses" and when you are already poor as hell you know its just another bill, and even if something happens to you the deductibles are high as hell you so spend thousands a year and when you need help you gotta pay another rack or so, lol might as well just put that money in savings to use towards if something ever happens.
 

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Krugman is being obtuse here. The report hs cited undervalues the savings that single payer has long term, as did his own analysis earlier.

I don't read Krugman for his politics.

Yep. He's not bad on economics(though he's pigheaded in everything he writes), on politics he's not much better than your ordinary blogger.
 

kevm3

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Not surprising that insurers are going to raise rates through the roof now that they have the government backing them and fining everyone who doesn't have insurance. I bet if you look at the profit margins of insurers, they've been eating very well.
 

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I would have preferred them just say "We Will increase taxes and this will give you health insurance" opposed to make us feel like they are doing us a favor, since it came out my insurance has gone sky high, so I would assume this only benefits lower income people but even then some people can't afford the extra mandatory expense now. Granted Insurance is important, but its like one of those "what if expenses" and when you are already poor as hell you know its just another bill, and even if something happens to you the deductibles are high as hell you so spend thousands a year and when you need help you gotta pay another rack or so, lol might as well just put that money in savings to use towards if something ever happens.
your deductible will be nothing if something serious happens. Take that from someone who had over 250k in hospital bills that he didn't have in insurance for.

Medicine is expensive. It's was one of the major contributors to bankruptcy.
 

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Not surprising that insurers are going to raise rates through the roof now that they have the government backing them and fining everyone who doesn't have insurance. I bet if you look at the profit margins of insurers, they've been eating very well.
Im hearing them and many hospitals are having all time high profits. Funnily they were saying this should lower premiums and such and i noticed many companies have eliminated things such as Zero Deductible plans on top of still rasing cost
 

kevm3

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Im hearing them and many hospitals are having all time high profits. Funnily they were saying this should lower premiums and such and i noticed many companies have eliminated things such as Zero Deductible plans on top of still rasing cost

I wouldn't be surprised. What Obamacare really is is a corporate handout that also rewards the government. How does fining people who are on the edge help them get insurance? It doesn't. What is really happening is the government is walking in lockstep with the insurance industry and either you pay one, or the other will come around to collect some money. It removed one of the core mechanisms that help guarantee decent prices, which is the ability to not purchase a product that you don't feel is offering proper value. When insurers know that their customers HAVE to buy their product or face increasingly hefty fines, they can raise the price to whatever they want.
 

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Im hearing them and many hospitals are having all time high profits. Funnily they were saying this should lower premiums and such and i noticed many companies have eliminated things such as Zero Deductible plans on top of still rasing cost
There's also not really enough data yet to determine if ACA is driving costs down. Most people expected hospitals to be profiting more, when you're not having to write off billions a year it turns out that's good for business. Insurance companies have more profits to because they have more customers. That effect was a given.

What remains to be seen is whether ACA will lower healthcare costs. I'd be shocked as all hell if it did. I expect to see the same inflation we see with college education.

It should drive down costs, but rather than lower prices companies will seek to increase profits. Until they put something in there where x amount of aca dollars have to go directly toward medical expenses AND medical expenses are negotiated for lowest possible costs the price will rise.
 

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I wouldn't be surprised. What Obamacare really is is a corporate handout that also rewards the government. How does fining people who are on the edge help them get insurance? It doesn't. What is really happening is the government is walking in lockstep with the insurance industry and either you pay one, or the other will come around to collect some money. It removed one of the core mechanisms that help guarantee decent prices, which is the ability to not purchase a product that you don't feel is offering proper value. When insurers know that their customers HAVE to buy their product or face increasingly hefty fines, they can raise the price to whatever they want.

Yea you have some people who say they rather pay the fine cause its cheaper than paying 2-3k plus a year for insurance. IMO keep a marketplace for people who need cheaper options but that fine/mandatory crap needs to be offed. IMO we should also he able to add our parents or kids regardless of age. You have older people who dont make much or young adults older than 25 who are struggling so if they have family who can afford it they should be able to be covered on that persons policy.
 

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It's awful in that its mandatory. A person making just enough to live paycheck to paycheck with no insurance from their job is not going to be thrilled being FORCED to pay for another bill that may or may not benefit them. ACA is a start but is still not a model that is in the best interest of the common American.
 
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