Why do people go to check cashing places?

[You Win Perfect]

Late payment on CCs have always been on credit reports from what i remember. When i say bill i mean like a utility bill.
I try hard to keep my credit in the 700's but shyt is hard breh. You gotta stay on top of it. Even if everything is on time, you raise your balance for a few months and sh!t starts trending down

takes a split second for the score to go down but months and years to bring back up.
late payment *drop score by 10 points, takes 6 months - a year to bring back*

 

[Michael's Black Son]

6%???

One overdraft fee with my bank is between $26 and $33. And 6% for me is way over $100. FUKK THAT!

those bank fees are no joke. I have TD and if your checking is below $100 the hit you with a $14 fee. Overdraft (if you dont have protection) is like $30-something bucks. you want a hard check from your bank to pay for someting random like your rent or whatever, then its $10 a check. The bank is on that nickel and dime shyt HEAVY brehs.

Before I got my accounts, i used to do many "hood transactions" at check cashing spots: cable bill, light bill, money orders, EZPass, etc

 

[DrX]

i talked about this all the time....i think alotta ppl are uneducated about banking smh....also of course jews, whites and arabs make a killing off blk folks

 

[intruder]

those bank fees are no joke. I have TD and if your checking is below $100 the hit you with a $14 fee. Overdraft (if you dont have protection) is like $30-something bucks. you want a hard check from your bank to pay for someting random like your rent or whatever, then its $10 a check. The bank is on that nickel and dime shyt HEAVY brehs.

Before I got my accounts, i used to do many "hood transactions" at check cashing spots: cable bill, light bill, money orders, EZPass, etc

Dude! Why do you bank in such places?

My checks are free. I can write a check to someone and not pay a penny more. The most i USED TO pay when my account had a low balance was $5 monthly maintenance fee.

I stopped fukking with regular banks back in 1999. My first bank account was a bank in South Carolina when i was in the army. Then i got a Nations Bank (now Bank of America) account. I somehow got an account with EFFCU credit union and haven't fukked with regular banks since. These days I keep 2 bank accounts: USAA and PenFED. Free as free can be and i get reimbursed for all ATM transaction fees. I think the new accounts they only reimburse for up to $15 a month spent on ATM fees but i could be wrong but still.

Stop fukking with regular banks. Fight your way into a credit union ASAP no matter what it takes.

 

[End Cruelty]

I'm personally not a fan of banks and their fees be irritating the hell out of me. I remember I once had an overdraft fee because of another fee put me in the red. Turns out the latter was because I wasn't enrolled in direct deposit. I also had a bank that wasn't charging me over draft fees start charging me out the blue. Ended up costing me close to a grand which I refuse to pay.

And while there are atms that can do virtually anything i would need to do, I prefer cash. The check spots be open 24/7 here in vegas. I can also go to a casino if I want but that's not always the best idea if you're gonna hang around.

Regardless of my issues with banks, I can still open an account. I just choose not to at this time. Those money spots might look shady but banks are damn near evil in my eyes.

 

[Psychosis]

I use them joints to put cash on a pre paid Visa and a PO Box. How else can i off of Aliexpress ?

I also use the pre paid to pay off my gym memberships & anything else that seems shady or hard to cancel..


Those joints usually have the thick ghetto latin milfs paying off their bills. Tatted up and smelling like cigarettes and lotion.

 

[skeetsinternal]

to cash other people's checks in the case where its stolen
Not having child support in ya business