2 million bucks right now, or $4,000 every week for the rest of your life?

[Houston911]

Inb4 people come in here talmbout how they'll take the 2 mill and somehow, through their superior intellect and money skills, flip it into an inter-generational empire

What world do y'all live in where it takes "suprerior intellect and money skills" to flip 2 mil breh?

There's a reason why the rich get richer...it's easy to make more money when you already have money.

I completely understand taking the 4k, but y'all boys sound wild as hell acting like 2 mil is crazy lol.

 

[TLR Is Mental Poison]

time is more valuable than money.

OK and

Do you not plan on being alive for more than 10 years from now?

 

[feelosofer]

If I knew I would live 25/year, I'd take the 4k easily. But taking a 2 million dollar lumpsum is not a bad idea either and has advantages.

 

[TLR Is Mental Poison]

4k after rent bills expenses gone turn into 2k a week

now u waitin 20 years instead of 10 to make 2 mil that u coulda had from jump

Breh most people's bills dont even add up to 4k a month

Plus if you save you can buy a house cash and take a huge chunk of bills out

Etc

There is NO WAY you come out ahead with the $2M unless you plan on dying tomorrow

 

[marcuz]

2 milly now
invest for my kids to make their life easier

who is to say that I'd live long enough to relish the make $2milly off the $4k weekly

forreal tho. nikkas taking that 4k weekly could die in a year or two

 

[Houston911]

@ocmfII @Cynic @Warren Moon @ignorethis

 

[Bboystyle]

you'd be dumb not to take the 4k a week. U will never have to work and will never be broke. 2 million can come and go when u have it all in your hand

 

[MalikX]

You're better off taking the $2 million up front ONLY if you're good with managing your money

If you're not managing the money you got now that well, take the $4K every week. That's $208,000 a year. Live off a fraction of that and put the rest in an index fund and chill out.

 

[Bboystyle]

forreal tho. nikkas taking that 4k weekly could die in a year or two

you can die in a year or two with 2 milli as well.

unless u some out of shape or have an illness, youd be dumb not to take the 4k

 

[StraxStrax]

Anyone saying 4k clearly doesn't know anything about money. 4k in 10 years might be todays worth of 1k and so on

 

[Bboystyle]

You're better off taking the $2 million up front ONLY if you're good with managing your money

If you're not managing the money you got now that well, take the $4K every week. That's $208,000 a year. Live off a fraction of that and put the rest in an index fund and chill out.

how are u better off with the 2 mil when u make that back in 10 years? after 10 years, u making more then 2 mil. How is that better?

OP even said u live 25 years minimum which = 5 million. so we saying 2 mill >> 5 mill now?

 

[Bboystyle]

Anyone saying 4k clearly doesn't know anything about money. 4k in 10 years might be todays worth of 1k and so on

4 k a week will last in any era that has past or any era that is about to become. U make the 2 million in 10 years. u telling me 10 years from now nikkas will be struggling while making 4k a week or that money will devalue that fast?


the coli yall

 

[MalikX]

@houston911 GONNA MAKE SOME BAD
PRO ATHLETE TYPE INVESTMENTS
AND BE BROKE IN 2 YEARS.




​

Coli Budgetary Analysts and their dcf projections always assume their investments won't blow up in their face. Cashflow is just as important

 

[Bboystyle]

the conomy can die off and your 2 million wont be doing so great wherer as 4k a week u have a steady guaranteed income. Im guessing the nikkas who choose 2 million are teenagers still living in moms house

no way a working nikka turning down 4k a week which is more then what some doctors make

 

[R.E.N. Spells Ren]

Im making up having monthly expenses

You're making up the notion that these expenses would hinder me.

I know that scaling exercise was tough for you to understand so I'll try to go slow: I'm comfortably paying my expenses now whilst making significantly less than $4k a week after taxes. Why wouldn't I be able to afford my expenses if I suddenly start pulling in $4k a week?