2 million bucks right now, or $4,000 every week for the rest of your life?

2 mil now, or 4K a week until you die


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Perfectson

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100k the first year. You would make more every year after the first year. To figure out how much a 5% yearly return will cause it to grow overtime:

y=2000000x(1.05)^t
Where t = time (years)

In 10 years that 2 million would turn into $3,257,789.25

In 20 years it would be $5,306,595.41

you're assuming compounding vs spending the 5% on living. To be comparable, he would need to assume the 208k per year invested at 5%
 

Perfectson

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i see alot of back and forth, people think investing 2m is a really easy task.

really underestimating how cruel the market it and how it's easy to start a small business and take some heavy losses. As someone mentioend, you put your money in the market back in 2008 and might have been wiped cleaned out (then again if you held most of the good stocks, you'd be up by now).

there's no safe investment and 4,000 a week could easily turn to 50 years, which is 10m . If you can flip $2m to $10m in 50 years then it's a good idea...if you dont' trust your financial prowess, 10m isn't something to turn down. You can even keep your job and and supplement the 4,000k a week.
 

Rigby.

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if you dont have actual business savvy, you should be forced to pick the 4K. nikkas can blow 2M nowadays in a year
 

Goat poster

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PPl that support taking the 2 mill up front keep saying "time is money":rudy:

Do they not understand that having a GUARANTEED income for the rest of your life is the definition of time being money? :mindblown:

10 years from now they would be watching the people who chose the 4k every week :ahh::blessed: when them checks come on friday.

while they bytch and complain about those sure shot "investments" that fell through :heh::mjlol:
 

Houston911

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i see alot of back and forth, people think investing 2m is a really easy task.

really underestimating how cruel the market it and how it's easy to start a small business and take some heavy losses. As someone mentioend, you put your money in the market back in 2008 and might have been wiped cleaned out (then again if you held most of the good stocks, you'd be up by now).

there's no safe investment and 4,000 a week could easily turn to 50 years, which is 10m . If you can flip $2m to $10m in 50 years then it's a good idea...if you dont' trust your financial prowess, 10m isn't something to turn down. You can even keep your job and and supplement the 4,000k a week.

Why you assume you invest in the market and not real estate?
 
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