2 million bucks right now, or $4,000 every week for the rest of your life?

[Field Marshall Bradley]

Well, I know 2mil at the very least doing nothing earning interest will always be greater than 16k a month doing nothing earning interest.

So you're not spending any of the 2 million? And are you about that IRR on the 2 million?

 

[MrWestGrand]

So you're not spending any of the 2 million? And are you about that IRR on the 2 million?

Like I explained earlier, to many variables to go deep into what I would and wouldn't do base on the question at face value. At the very least if I had to choose, I'm taking the cash infusion of 2mil.

Strategically, anything someone choosing 4K a week to do investment wise, I can do too because I'm already 2 mil liquid. They choose to invest the full 4K weekly, well I can do that too, better yet I can double them up if I so choose, because the money is already there, and that's my point.

 

[Maschine_Man]

People are pretending to be pusudo intelligent financial super advisors acting like 4k a week, some how has significant more leverage that a substantial cash infusion...

The question didn't ask us or cares how we'd invest...

Well, I know 2mil at the very least doing nothing earning interest will always be greater than 16k a month doing nothing earning interest.

2mil>4k weekly

That's the bare minimum I consider before anything, which gives me the least amount of risk of losing my money, but still earns preserving liquidity going forward.

I'm not losing my 2 million, and 16k monthly doesn't quite equate to 2mil annually so....

so you invest that whole 2 million, and you think you are going to get MORE than 16k/month?

so you take out all that "interest" you've made (pay taxes) now you don't have more money building on that 2 mil.

just having 2 mill in the bank and taking interest off it for life is no different( in face worse) than 16k month.

 

[Maschine_Man]

Like I explained earlier, to many variables to go deep into what I would and wouldn't do base on the question at face value. At the very least if I had to choose, I'm taking the cash infusion of 2mil.

Strategically, anything someone choosing 4K a week to do investment wise, I can do too because I'm already 2 mil liquid. They choose to invest the full 4K weekly, well I can do that too, better yet I can double them up if I so choose, because the money is already there, and that's my point.

you are forgetting that you can use the banks money to invest. that 4K becomes a lot more when you get the banks involved.

 

[MrWestGrand]

you are forgetting that you can use the banks money to invest. that 4K becomes a lot more when you get the banks involved.

Anything you can do getting that 4K allotment, I can as well. Borrowing power is no problem cash I have more than enough cash on hand as collateral...

 

[Donald J Trump]

Nah, all that I have seen in the thread is what can be made based off of investing the full $2M. Most likely, for you to make more then $5.2M over 25 years, you would have to spend very little of the original $2M. Thats all I said.

So let me know when you are investing? Why would you not invest the whole thing if the goal is to make the decision that the lump sum will bring you more money? I thought that was part of the decision, because the longer you wait, the less that portion is making in investments. Enlighten me.

You invest when stock prices dip... it's investing 101

Right now they are high AF which is why I said wait a bit

 

[Maude]

You invest when stock prices dip... it's investing 101

Right now they are high AF which is why I said wait a bit

Could you create a thread or give some info breaking this stock shyt down for beginners?
I been reading this book and im lost. I still dont know how to invest. im really trying to learn this shyt.

 

[Donald J Trump]

Could you create a thread or give some info breaking this stock shyt down for beginners?
I been reading this book and im lost. I still dont know how to invest. im really trying to learn this shyt.

There's plenty of info in the forum on thecoli, along with google

The folks that truly want to learn will use those options. I'm tried of breaking down this stuff for folks that just want me to lead them everywhere.

 

[Perfectson]

*after tax..


so its more like 300K+

where are you getting 300K + from?

 

[Perfectson]

dude diversification has been stated several times.

but other than that you're spot on,

Right but anyone can say diversification but the ones htat have been saying it, are just like throw some here and there. $2m is a lot of money to throw around and just saying or doing diversification isn't a key to get steady returns. so yes diversification has been said, but the ones saying don't seem to know what they are talking about from an actual planning standpoint. That was my point in my first statement.

There's others who articulated this though, so don't wanna get caught up on naming everyone who seems to get it and those that don't.

 

[Perfectson]

I clearly said above average.

i think it was your whole context you put the statement in, like above average is 70k or 80k....not $200k. You made it seem that's a nothing salary to obtain but you're right $200k is above average

 

[Arithmetic]

Some of yall are thinking real small when it comes to the 2 million. That's why 4k a week is the smarter option for most.

 

[Donald J Trump]

Right but anyone can say diversification but the ones htat have been saying it, are just like throw some here and there. $2m is a lot of money to throw around and just saying or doing diversification isn't a key to get steady returns. so yes diversification has been said, but the ones saying don't seem to know what they are talking about from an actual planning standpoint. That was my point in my first statement.

There's others who articulated this though, so don't wanna get caught up on naming everyone who seems to get it and those that don't.

U really expect a powerpoint presentation on what assets to buy half these folks dont even know what a stock is.

A waste if time

 

[Maschine_Man]

where are you getting 300K + from?

The 4K/weekly is considered after all taxes and deductions right?
So for someone to make the same amount of money in a job they are going to need to make around 300k in order to get that same take home pay.

 

[moa213]

The 4K/weekly is considered after all taxes and deductions right?
So for someone to make the same amount of money in a job they are going to need to make around 300k in order to get that same take home pay.

200K may not be much the first year but if continue saving and investing 60% yearly, it will accumulate into millions few years without taking risk or over thinking. A person can be 65 years have 2 million in retirement account excluding SS/house equity and still feel nervous to retire because he is scared of running out of cash. It's all about the individual and how content they're in life living below their means. Some wants posses luxurious items others like me just want to have freedom leave life being able to afford the basic needs without the hustle and stress.